Compare · 3 funds side by side · dividends reinvested

IFLO, SCHF and VEA

IFLOVictoryShares×SCHFSchwab×VEAVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,696SCHF · best of the three

02 / 04

IFLO, SCHF and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.13%+12.8%+17.4%+22.2%+9.4%−11.5%17.7%$67.8B1.6

VictoryShares International Free Cash Flow ETFInternational · Ex-US broad0.67%1.71%+27.3%+33.1%[…][…]−7.3%14.7%$299M1.7

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.46%+12.1%+16.8%+22.2%+9.1%−11.6%17.7%$232B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: IFLO 2025 · SCHF 2009 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

VictoryShares International Free Cash Flow ETF · $299M[…]

IFLO

SCHF

Schwab International Equity ETF · $67.8B$15,696

$10,000 five years ago, dividends reinvested · they hold 8.3% in common

IFLOMeasureSCHF

+27.3%Year to dateJan 1 → Nov 3+12.8%

+33.1%1 yearTotal return+17.4%

[…]3 years · per year$10,000 became […] · $18,259+22.2%

[…]5 years · per year$10,000 became […] · $15,696+9.4%

0.67%Expense ratio$67 · $3 a year on $10k · lower is better0.03%

1.71%Trailing 12-mo yield$171 · $313 a year on $10k3.13%

−7.3%Worst dropSmaller is better−11.5%

14.7%VolatilityLower is calmer17.7%

IFLOSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2IFLO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IFLO vs SCHF: Top 5 Holdings

Today

IFLO

12.0%in top 5

SCHF

in top 59.2%

IFLOStockSCHF

not top 5005930.K2.7%

2.7%SU.TOnot top 5

2.4%DTE.DEnot top 5

2.3%4503.Tnot top 5

2.3%285A.Tnot top 5

2.2%SAN.PAnot top 5

not top 5000660.K2.2%

not top 5ASML.AS2.1%

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

Held in common8.3%

End-of-day Nov 3, 2026 · share of each fund

IFLO vs SCHF Returns, Every Period

VictorySharesIFLO

+33.1%

past year

SCHFSchwab

+17.4%

past year

IFLOSCHFFaded: behind in that period

2–0IFLO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

IFLO vs SCHF

YTD

VictorySharesIFLO

+27.3%

SCHFSchwab

+12.8%

+27.3%Year to date+12.8%

−7.3%Worst drop · 1Y−11.5%

14.7%Volatility · 1Y17.7%

1.7%Yield3.1%

$299MAssets$67.8B

3–1IFLO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IFLO, SCHF, VEA

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VEA0.03%$3

IFLO0.67%$67

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: IFLO, SCHF, VEA

3.13%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.13%$313

VEA2.46%$246

IFLO1.71%$171

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$310most kept, SCHF

SCHF$313 − $3 = $310

VEA$246 − $3 = $243

IFLO$171 − $67 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: IFLO, SCHF, VEA

Today

85.9%most shared, SCHF and VEA

IFLOSCHFVEA

IFLO—8.3%7.2%

SCHF8.3%—85.9%

VEA7.2%85.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+33.1%IFLO, at 14.7% volatility

IFLOWorst drop−7.3%14.7% vol

VEAWorst drop−11.6%17.7% vol

SCHFWorst drop−11.5%17.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFIFLO

+12.8%Year to date+27.3%

3.1%Yield1.7%

+17.4%Past year+33.1%

0.03%Fee0.67%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+12.1%

IEFAiShares

+9.2%

+12.1%Year to date+9.2%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026