Compare · 2 funds side by side · dividends reinvested

VHT and XLF

Not found: IHF

VHTVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

VHT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.4

Vanguard Health Care ETFSectors · Health care0.09%1.35%+19.7%+28.0%+16.5%+7.4%−10.4%16.3%$19.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VHT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Health Care ETF · $19.1B$14,317

VHT

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VHTMeasureXLF

+19.7%Year to dateJan 1 → Nov 5+6.3%

+28.0%1 yearTotal return+11.4%

+16.5%3 years · per year$10,000 became $15,815 · $18,620+23.0%

+7.4%5 years · per year$10,000 became $14,317 · $15,503+9.2%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.35%Trailing 12-mo yield$135 · $144 a year on $10k1.44%

−10.4%Worst dropSmaller is better−14.8%

16.3%VolatilityLower is calmer15.3%

VHTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VHT vs XLF: Top 5 Holdings

Today

VHT

37.8%in top 5

XLF

in top 543.7%

VHTStockXLF

not top 5BRK-B12.9%

12.9%LLYnot top 5

not top 5JPM11.2%

not top 5V8.9%

8.8%JNJnot top 5

not top 5MA6.5%

6.5%ABBVnot top 5

5.0%MRKnot top 5

4.7%UNHnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VHT vs XLF Returns, Every Period

VanguardVHT

+7.4%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

VHTXLFFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VHT vs XLF

YTD

VanguardVHT

+19.7%

XLFSPDR

+6.3%

+19.7%Year to date+6.3%

−10.4%Worst drop · 1Y−14.8%

16.3%Volatility · 1Y15.3%

1.4%Yield1.4%

$19.1BAssets$55.5B

2–1VHT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VHT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VHT0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VHT, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VHT1.35%$135

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VHT$135 − $9 = $126

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VHT, XLF

Today

0.0%most shared, VHT and XLF

VHTXLF

VHT—0.0%

XLF0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+28.0%VHT, at 16.3% volatility

XLFWorst drop−14.8%15.3% vol

VHTWorst drop−10.4%16.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVHT

+6.3%Year to date+19.7%

1.4%Yield1.4%

+11.4%Past year+28.0%

0.08%Fee0.09%

2–1VHT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026