Compare · 3 funds side by side · dividends reinvested

IJR, HAPI and DFAC

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,526DFAC · best of the three

02 / 04

IJR, HAPI and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.4%+19.4%+17.4%+5.6%−9.7%16.3%$104B1.9

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$85.7B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IJR 2000 · HAPI 2022 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $85.7B$16,526

DFAC

IJR

iShares Core S&P Small-Cap ETF · $104B$13,136

$10,000 five years ago, dividends reinvested · they hold 6.4% in common

DFACMeasureIJR

+11.2%Year to dateJan 1 → Nov 5+15.4%

+14.3%1 yearTotal return+19.4%

+21.2%3 years · per year$10,000 became $17,812 · $16,200+17.4%

+10.6%5 years · per year$10,000 became $16,526 · $13,136+5.6%

0.21%Expense ratio$21 · $6 a year on $10k · lower is better0.06%

0.90%Trailing 12-mo yield$90 · $124 a year on $10k1.24%

−8.5%Worst dropSmaller is better−9.7%

12.9%VolatilityLower is calmer16.3%

DFACIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs IJR: Top 5 Holdings

Today

DFAC

20.5%in top 5

IJR

in top 52.7%

DFACStockIJR

5.8%AAPLnot top 5

5.1%NVDAnot top 5

5.0%MSFTnot top 5

2.7%AMZNnot top 5

1.9%METAnot top 5

not top 5PAYC0.6%

not top 5RHP0.5%

not top 5PTGX0.5%

not top 5MTCH0.5%

not top 5VSAT0.5%

Held in common6.4%

End-of-day Nov 5, 2026 · share of each fund

DFAC vs IJR Returns, Every Period

DimensionalDFAC

+10.6%

5 years, per year

IJRiShares

+5.6%

5 years, per year

DFACIJRFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DFAC vs IJR

YTD

DimensionalDFAC

+11.2%

IJRiShares

+15.4%

+11.2%Year to date+15.4%

−8.5%Worst drop · 1Y−9.7%

12.9%Volatility · 1Y16.3%

0.9%Yield1.2%

$85.7BAssets$104B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IJR, HAPI, DFAC

Today

0.06%lowest, IJR

FundExpense ratioFee$10k

IJR0.06%$6

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IJR, HAPI, DFAC

1.24%highest, IJR

FundTrailing yieldYield$10k

IJR1.24%$124

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$118most kept, IJR

IJR$124 − $6 = $118

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IJR, HAPI, DFAC

Today

41.9%most shared, HAPI and DFAC

IJRHAPIDFAC

IJR—0.1%6.4%

HAPI0.1%—41.9%

DFAC6.4%41.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.4%IJR, at 16.3% volatility

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

IJRWorst drop−9.7%16.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IJRDFAC

+15.4%Year to date+11.2%

1.2%Yield0.9%

+19.4%Past year+14.3%

0.06%Fee0.21%

4–0IJR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026