Compare · 2 funds side by side · dividends reinvested

INCM and SPY

INCMFranklin Templeton×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,118SPY · best of the two

02 / 04

INCM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Franklin Income Focus ETFIncome · Dividend stocks0.38%5.30%+7.6%+10.8%+12.9%[…]−3.3%6.0%$2.0B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: INCM 2023 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Franklin Income Focus ETF · $2.0B[…]

INCM

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 10.1% in common

INCMMeasureSPY

+7.6%Year to dateJan 1 → Nov 6+8.7%

+10.8%1 yearTotal return+9.7%

+12.9%3 years · per year$10,000 became $14,382 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.38%Expense ratio$38 · $9 a year on $10k · lower is better0.09%

5.30%Trailing 12-mo yield$530 · $103 a year on $10k1.03%

−3.3%Worst dropSmaller is better−8.9%

6.0%VolatilityLower is calmer13.6%

INCMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3INCM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

INCM vs SPY: Top 5 Holdings

Today

INCM

7.9%in top 5

SPY

in top 527.8%

INCMStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

2.2%PGnot top 5

1.6%HDnot top 5

1.5%XOMnot top 5

1.4%CVXnot top 5

1.3%PEPnot top 5

Held in common10.1%

End-of-day Nov 6, 2026 · share of each fund

INCM vs SPY Returns, Every Period

Franklin TempletonINCM

+10.8%

past year

SPYSPDR

+9.7%

past year

INCMSPYFaded: behind in that period

1–2SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: INCM vs SPY

YTD

Franklin TempletonINCM

+7.6%

SPYSPDR

+8.7%

+7.6%Year to date+8.7%

−3.3%Worst drop · 1Y−8.9%

6.0%Volatility · 1Y13.6%

5.3%Yield1.0%

$2.0BAssets$819B

3–1INCM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: INCM, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

INCM0.38%$38

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: INCM, SPY

5.30%highest, INCM

FundTrailing yieldYield$10k

INCM5.30%$530

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$492most kept, INCM

INCM$530 − $38 = $492

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: INCM, SPY

Today

10.1%most shared, INCM and SPY

INCMSPY

INCM—10.1%

SPY10.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.8%INCM, at 6.0% volatility

INCMWorst drop−3.3%6.0% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

INCMSPY

+7.6%Year to date+8.7%

5.3%Yield1.0%

+10.8%Past year+9.7%

0.38%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026