Compare · 4 funds side by side · dividends reinvested

INTM, MUB, SPY and SGOV

INTMInvesco×MUBiShares×SPYSPDR×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,493SPY · best of the four

02 / 04

INTM, MUB, SPY and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.3

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFBonds & Cash · Municipal0.35%3.77%+0.8%+1.6%[…][…]−5.6%3.7%$106M2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: INTM 2025 · MUB 2007 · SPY 1993 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares National Muni Bond ETF · $55.0B$10,432

MUB

INTM

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETF · $106M[…]

$10,000 five years ago, dividends reinvested

MUBMeasureINTM

+0.7%Year to dateJan 1 → Nov 9+0.8%

+1.1%1 yearTotal return+1.6%

+4.1%3 years · per year$10,000 became $11,293 · […][…]

+0.8%5 years · per year$10,000 became $10,432 · […][…]

0.05%Expense ratio$5 · $35 a year on $10k · lower is better0.35%

3.26%Trailing 12-mo yield$326 · $377 a year on $10k3.77%

−6.3%Worst dropSmaller is better−5.6%

3.7%VolatilityLower is calmer3.7%

MUBINTM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–4INTM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUB vs INTM: Top 5 Holdings

Today

MUB

[…]in top 5

INTM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

MUB vs INTM Returns, Every Period

iSharesMUB

+1.1%

past year

INTMInvesco

+1.6%

past year

MUBINTMFaded: behind in that period

0–2INTM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

MUB vs INTM

YTD

iSharesMUB

+0.7%

INTMInvesco

+0.8%

+0.7%Year to date+0.8%

−6.3%Worst drop · 1Y−5.6%

3.7%Volatility · 1Y3.7%

3.3%Yield3.8%

$55.0BAssets$106M

3–0INTM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: INTM, MUB, SPY, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SPY0.09%$9

SGOV0.09%$9

INTM0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: INTM, MUB, SPY, SGOV

3.77%highest, INTM

FundTrailing yieldYield$10k

INTM3.77%$377

SGOV3.63%$363

MUB3.26%$326

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

INTM$377 − $35 = $342

MUB$326 − $5 = $321

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: INTM, MUB, SPY, SGOV

Today

[…]holdings […]

INTMMUBSPYSGOV

INTM—[…][…][…]

MUB[…]—[…][…]

SPY[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

INTMWorst drop−5.6%3.7% vol

MUBWorst drop−6.3%3.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

INTMSPY

+0.8%Year to date+11.2%

3.8%Yield1.0%

+1.6%Past year+13.5%

0.35%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026