Compare · 4 funds side by side · dividends reinvested

INTM, VTI, SGOV and SPY

INTMInvesco×VTIVanguard×SGOViShares×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,493SPY · best of the four

02 / 04

INTM, VTI, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.3

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.3

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFBonds & Cash · Municipal0.35%3.77%+0.8%+1.6%[…][…]−5.6%3.7%$106M2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: INTM 2025 · VTI 2001 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETF · $106M[…]

INTM

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

INTMMeasureSPY

+0.8%Year to dateJan 1 → Nov 9+11.2%

+1.6%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%

3.77%Trailing 12-mo yield$377 · $101 a year on $10k1.01%

−5.6%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer13.7%

INTMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

INTM vs SPY: Top 5 Holdings

Today

INTM

[…]in top 5

SPY

in top 527.8%

INTMStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

INTM vs SPY Returns, Every Period

InvescoINTM

+1.6%

past year

SPYSPDR

+13.5%

past year

INTMSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

INTM vs SGOV

YTD

InvescoINTM

+0.8%

SGOViShares

+3.2%

+0.8%Year to date+3.2%

−5.6%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

3.8%Yield3.6%

$106MAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: INTM, VTI, SGOV, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SGOV0.09%$9

SPY0.09%$9

INTM0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: INTM, VTI, SGOV, SPY

3.77%highest, INTM

FundTrailing yieldYield$10k

INTM3.77%$377

SGOV3.63%$363

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

INTM$377 − $35 = $342

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: INTM, VTI, SGOV, SPY

Today

86.0%most shared, VTI and SPY

INTMVTISGOVSPY

INTM—[…][…][…]

VTI[…]—[…]86.0%

SGOV[…][…]—[…]

SPY[…]86.0%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

SGOVWorst drop0.0%0.2% vol

INTMWorst drop−5.6%3.7% vol

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

INTMVTI

+0.8%Year to date+11.6%

3.8%Yield1.1%

+1.6%Past year+13.9%

0.35%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026