Compare · 3 funds side by side · dividends reinvested

IPAC, SPY and VT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

IPAC, SPY and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.9

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B1.9

iShares Core MSCI Pacific ETFInternational · Region & country0.09%3.90%+13.2%+14.8%+17.7%+7.7%−11.5%18.3%$2.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IPAC 2014 · SPY 1993 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core MSCI Pacific ETF · $2.6B$14,458

IPAC

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPACMeasureSPY

+13.2%Year to dateJan 1 → Nov 9+11.2%

+14.8%1 yearTotal return+13.5%

+17.7%3 years · per year$10,000 became $16,314 · $18,118+21.9%

+7.7%5 years · per year$10,000 became $14,458 · $17,493+11.8%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

3.90%Trailing 12-mo yield$390 · $101 a year on $10k1.01%

−11.5%Worst dropSmaller is better−8.9%

18.3%VolatilityLower is calmer13.7%

IPACSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAC vs SPY: Top 5 Holdings

Today

IPAC

11.0%in top 5

SPY

in top 527.8%

IPACStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

2.5%8306.Tnot top 5

2.3%BHP.AXnot top 5

2.3%7203.Tnot top 5

2.2%CBA.AXnot top 5

1.7%6758.Tnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

IPAC vs SPY Returns, Every Period

iSharesIPAC

+7.7%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

IPACSPYFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IPAC vs VT

YTD

iSharesIPAC

+13.2%

VTVanguard

+11.3%

+13.2%Year to date+11.3%

−11.5%Worst drop · 1Y−9.7%

18.3%Volatility · 1Y14.9%

3.9%Yield1.6%

$2.6BAssets$81.8B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAC, SPY, VT

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

IPAC0.09%$9

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IPAC, SPY, VT

3.90%highest, IPAC

FundTrailing yieldYield$10k

IPAC3.90%$390

VT1.55%$155

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$381most kept, IPAC

IPAC$390 − $9 = $381

VT$155 − $6 = $149

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IPAC, SPY, VT

Today

55.2%most shared, SPY and VT

IPACSPYVT

IPAC—0.0%6.6%

SPY0.0%—55.2%

VT6.6%55.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.8%IPAC, at 18.3% volatility

SPYWorst drop−8.9%13.7% vol

VTWorst drop−9.7%14.9% vol

IPACWorst drop−11.5%18.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IPACVT

+13.2%Year to date+11.3%

3.9%Yield1.6%

+14.8%Past year+14.3%

0.09%Fee0.06%

3–1IPAC wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026