Compare · 3 funds side by side · dividends reinvested

IPAY, RECS and IALT

IPAYAmplify×RECSColumbia Threadneedle×IALTiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,787RECS · best of the three

02 / 04

IPAY, RECS and IALT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Columbia Research Enhanced Core ETFUnsorted0.15%1.04%+7.3%+9.1%+22.2%+12.2%−8.8%12.5%$6.0B1.1

Amplify Digital Payments ETFUnsorted0.75%0.82%−3.2%−5.7%+12.1%−4.7%−22.6%24.9%$152M2.1

iShares Systematic Alternatives Active ETFUnsorted0.99%0.39%+13.7%[…][…][…][…][…]$7.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPAY 2015 · RECS 2019 · IALT 2025

Head to Head

Swap sides Versus in desk

Head to Head

iShares Systematic Alternatives Active ETF · $7.8B[…]

IALT

IPAY

Amplify Digital Payments ETF · $152M$7,846

$10,000 five years ago, dividends reinvested · they hold 1.4% in common

IALTMeasureIPAY

+13.7%Year to dateJan 1 → Nov 6−3.2%

[…]1 yearTotal return−5.7%

[…]3 years · per year$10,000 became […] · $14,103+12.1%

[…]5 years · per year$10,000 became […] · $7,846−4.7%

0.99%Expense ratio$99 · $75 a year on $10k · lower is better0.75%

0.39%Trailing 12-mo yield$39 · $82 a year on $10k0.82%

[…]Worst dropSmaller is better−22.6%

[…]VolatilityLower is calmer24.9%

IALTIPAY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2IPAY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IALT vs IPAY: Top 5 Holdings

Today

IALT

4.7%in top 5

IPAY

in top 531.6%

IALTStockIPAY

not top 5V7.0%

not top 5MA7.0%

not top 5AXP6.0%

not top 5PYPL5.9%

not top 5COF5.8%

1.0%ADBEnot top 5

1.0%TD.TOnot top 5

0.9%GSnot top 5

0.9%SHEL.Lnot top 5

0.9%NEMnot top 5

Held in common1.4%

End-of-day Nov 6, 2026 · share of each fund

IALT vs IPAY Returns, Every Period

iSharesIALT

[…]

past year

IPAYAmplify

−5.7%

past year

IALTIPAYFaded: behind in that period

1–0IALT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IALT vs RECS

YTD

iSharesIALT

+13.7%

RECSColumbia Threadneedle

+7.3%

+13.7%Year to date+7.3%

[…]Worst drop · 1Y−8.8%

[…]Volatility · 1Y12.5%

0.4%Yield1.0%

$7.8BAssets$6.0B

1–1level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, RECS, IALT

Today

0.15%lowest, RECS

FundExpense ratioFee$10k

RECS0.15%$15

IPAY0.75%$75

IALT0.99%$99

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPAY, RECS, IALT

1.04%highest, RECS

FundTrailing yieldYield$10k

RECS1.04%$104

IPAY0.82%$82

IALT0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$89most kept, RECS

RECS$104 − $15 = $89

IPAY$82 − $75 = $7

IALT$39 − $99 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPAY, RECS, IALT

Today

20.5%most shared, RECS and IALT

IPAYRECSIALT

IPAY—2.9%1.4%

RECS2.9%—20.5%

IALT1.4%20.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.1%RECS, at 12.5% volatility

RECSWorst drop−8.8%12.5% vol

IPAYWorst drop−22.6%24.9% vol

IALTWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RECSIALT

+7.3%Year to date+13.7%

1.0%Yield0.4%

+9.1%Past year[…]

0.15%Fee0.99%

2–1RECS wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026