Compare · 3 funds side by side · dividends reinvested

IPAY, RECS and IALT

IPAYAmplify×RECSColumbia Threadneedle×IALTiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,787RECS · best of the three

02 / 04

IPAY, RECS and IALT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Columbia Research Enhanced Core ETFUnsorted0.15%1.04%+7.3%+9.1%+22.2%+12.2%−8.8%12.5%$6.0B1.1

Amplify Digital Payments ETFUnsorted0.75%0.82%−3.2%−5.7%+12.1%−4.7%−22.6%24.9%$152M2.1

iShares Systematic Alternatives Active ETFUnsorted0.99%0.39%+13.7%[…][…][…][…][…]$7.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPAY 2015 · RECS 2019 · IALT 2025

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $152M$7,846

IPAY

IALT

iShares Systematic Alternatives Active ETF · $7.8B[…]

$10,000 five years ago, dividends reinvested · they hold 1.4% in common

IPAYMeasureIALT

−3.2%Year to dateJan 1 → Nov 6+13.7%

−5.7%1 yearTotal return[…]

+12.1%3 years · per year$10,000 became $14,103 · […][…]

−4.7%5 years · per year$10,000 became $7,846 · […][…]

0.75%Expense ratio$75 · $99 a year on $10k · lower is better0.99%

0.82%Trailing 12-mo yield$82 · $39 a year on $10k0.39%

−22.6%Worst dropSmaller is better[…]

24.9%VolatilityLower is calmer[…]

IPAYIALT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1IPAY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs IALT: Top 5 Holdings

Today

IPAY

31.6%in top 5

IALT

in top 54.7%

IPAYStockIALT

7.0%Vnot top 5

7.0%MAnot top 5

6.0%AXPnot top 5

5.9%PYPLnot top 5

5.8%COFnot top 5

not top 5ADBE1.0%

not top 5TD.TO1.0%

not top 5GS0.9%

not top 5SHEL.L0.9%

not top 5NEM0.9%

Held in common1.4%

End-of-day Nov 6, 2026 · share of each fund

IPAY vs IALT Returns, Every Period

AmplifyIPAY

−5.7%

past year

IALTiShares

[…]

past year

IPAYIALTFaded: behind in that period

0–1IALT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IPAY vs RECS

YTD

AmplifyIPAY

−3.2%

RECSColumbia Threadneedle

+7.3%

−3.2%Year to date+7.3%

−22.6%Worst drop · 1Y−8.8%

24.9%Volatility · 1Y12.5%

0.8%Yield1.0%

$152MAssets$6.0B

4–0RECS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, RECS, IALT

Today

0.15%lowest, RECS

FundExpense ratioFee$10k

RECS0.15%$15

IPAY0.75%$75

IALT0.99%$99

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPAY, RECS, IALT

1.04%highest, RECS

FundTrailing yieldYield$10k

RECS1.04%$104

IPAY0.82%$82

IALT0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$89most kept, RECS

RECS$104 − $15 = $89

IPAY$82 − $75 = $7

IALT$39 − $99 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPAY, RECS, IALT

Today

20.5%most shared, RECS and IALT

IPAYRECSIALT

IPAY—2.9%1.4%

RECS2.9%—20.5%

IALT1.4%20.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.1%RECS, at 12.5% volatility

RECSWorst drop−8.8%12.5% vol

IPAYWorst drop−22.6%24.9% vol

IALTWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RECSIALT

+7.3%Year to date+13.7%

1.0%Yield0.4%

+9.1%Past year[…]

0.15%Fee0.99%

2–1RECS wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026