Compare · 2 funds side by side · dividends reinvested

IPAY and SPY

IPAYAmplify×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

IPAY and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.0

Amplify Digital Payments ETFUnsorted0.75%0.80%−0.9%−3.4%+13.9%−4.6%−22.6%24.9%$155M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: IPAY 2015 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $155M$7,910

IPAY

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 2.7% in common

IPAYMeasureSPY

−0.9%Year to dateJan 1 → Nov 4+13.3%

−3.4%1 yearTotal return+13.4%

+13.9%3 years · per year$10,000 became $14,765 · $19,132+24.1%

−4.6%5 years · per year$10,000 became $7,910 · $18,060+12.6%

0.75%Expense ratio$75 · $9 a year on $10k · lower is better0.09%

0.80%Trailing 12-mo yield$80 · $99 a year on $10k0.99%

−22.6%Worst dropSmaller is better−8.9%

24.9%VolatilityLower is calmer12.9%

IPAYSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs SPY: Top 5 Holdings

Today

IPAY

31.9%in top 5

SPY

in top 527.3%

IPAYStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

7.1%Vnot top 5

6.9%MAnot top 5

6.0%AXPnot top 5

6.0%COFnot top 5

not top 5MSFT5.9%

5.9%PYPLnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common2.7%

End-of-day Nov 4, 2026 · share of each fund

IPAY vs SPY Returns, Every Period

AmplifyIPAY

−4.6%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

IPAYSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: IPAY vs SPY

YTD

AmplifyIPAY

−0.9%

SPYSPDR

+13.3%

−0.9%Year to date+13.3%

−22.6%Worst drop · 1Y−8.9%

24.9%Volatility · 1Y12.9%

0.8%Yield1.0%

$155MAssets$805B

4–0SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

IPAY0.75%$75

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: IPAY, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

IPAY0.80%$80

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

IPAY$80 − $75 = $5

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: IPAY, SPY

Today

2.7%most shared, IPAY and SPY

IPAYSPY

IPAY—2.7%

SPY2.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

SPYWorst drop−8.9%12.9% vol

IPAYWorst drop−22.6%24.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYIPAY

+13.3%Year to date−0.9%

1.0%Yield0.8%

+13.4%Past year−3.4%

0.09%Fee0.75%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026