Compare · 2 funds side by side · dividends reinvested

IPAY and VFLO

IPAYAmplify×VFLOVictoryShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$7,846IPAY · best of the two

02 / 04

IPAY and VFLO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VictoryShares Free Cash Flow ETFUnsorted0.42%1.25%+32.9%+39.3%+29.0%[…]−8.8%16.0%$12.2B1.0

Amplify Digital Payments ETFUnsorted0.75%0.82%−3.2%−5.7%+12.1%−4.7%−22.6%24.9%$152M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPAY 2015 · VFLO 2023

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $152M$7,846

IPAY

VFLO

VictoryShares Free Cash Flow ETF · $12.2B[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPAYMeasureVFLO

−3.2%Year to dateJan 1 → Nov 6+32.9%

−5.7%1 yearTotal return+39.3%

+12.1%3 years · per year$10,000 became $14,103 · $21,489+29.0%

−4.7%5 years · per year$10,000 became $7,846 · […][…]

0.75%Expense ratio$75 · $42 a year on $10k · lower is better0.42%

0.82%Trailing 12-mo yield$82 · $125 a year on $10k1.25%

−22.6%Worst dropSmaller is better−8.8%

24.9%VolatilityLower is calmer16.0%

IPAYVFLO Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7VFLO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs VFLO: Top 5 Holdings

Today

IPAY

31.6%in top 5

VFLO

in top 519.4%

IPAYStockVFLO

7.0%Vnot top 5

7.0%MAnot top 5

6.0%AXPnot top 5

5.9%PYPLnot top 5

5.8%COFnot top 5

not top 50Y0Y.L5.3%

not top 5CNC3.7%

not top 5INTU3.5%

not top 5ADBE3.4%

not top 5MPC3.4%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

IPAY vs VFLO Returns, Every Period

AmplifyIPAY

−5.7%

past year

VFLOVictoryShares

+39.3%

past year

IPAYVFLOFaded: behind in that period

0–3VFLO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IPAY vs VFLO

YTD

AmplifyIPAY

−3.2%

VFLOVictoryShares

+32.9%

−3.2%Year to date+32.9%

−22.6%Worst drop · 1Y−8.8%

24.9%Volatility · 1Y16.0%

0.8%Yield1.3%

$152MAssets$12.2B

4–0VFLO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, VFLO

Today

0.42%lowest, VFLO

FundExpense ratioFee$10k

VFLO0.42%$42

IPAY0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPAY, VFLO

1.25%highest, VFLO

FundTrailing yieldYield$10k

VFLO1.25%$125

IPAY0.82%$82

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$83most kept, VFLO

VFLO$125 − $42 = $83

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPAY, VFLO

Today

0.0%most shared, IPAY and VFLO

IPAYVFLO

IPAY—0.0%

VFLO0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+39.3%VFLO, at 16.0% volatility

VFLOWorst drop−8.8%16.0% vol

IPAYWorst drop−22.6%24.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VFLOIPAY

+32.9%Year to date−3.2%

1.3%Yield0.8%

+39.3%Past year−5.7%

0.42%Fee0.75%

4–0VFLO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026