Compare · 3 funds side by side · dividends reinvested

IPAY, VOO and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,543VOO · best of the three

02 / 04

IPAY, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.3

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.6

Amplify Digital Payments ETFUnsorted0.75%0.81%−2.3%−2.7%+11.4%−4.7%−22.6%24.9%$152M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IPAY 2015 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $152M$7,868

IPAY

VOO

Vanguard S&P 500 ETF · $1.00T$17,543

$10,000 five years ago, dividends reinvested · they hold 2.3% in common

IPAYMeasureVOO

−2.3%Year to dateJan 1 → Nov 9+11.3%

−2.7%1 yearTotal return+13.6%

+11.4%3 years · per year$10,000 became $13,832 · $18,159+22.0%

−4.7%5 years · per year$10,000 became $7,868 · $17,543+11.9%

0.75%Expense ratio$75 · $3 a year on $10k · lower is better0.03%

0.81%Trailing 12-mo yield$81 · $107 a year on $10k1.07%

−22.6%Worst dropSmaller is better−8.9%

24.9%VolatilityLower is calmer13.7%

IPAYVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VOO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs VOO: Top 5 Holdings

Today

IPAY

31.6%in top 5

VOO

in top 528.3%

IPAYStockVOO

not top 5NVDA8.4%

not top 5AAPL7.4%

7.0%Vnot top 5

7.0%MAnot top 5

5.9%PYPLnot top 5

5.9%AXPnot top 5

not top 5MSFT5.8%

5.7%COFnot top 5

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common2.3%

End-of-day Nov 9, 2026 · share of each fund

IPAY vs VOO Returns, Every Period

AmplifyIPAY

−4.7%

5 years, per year

VOOVanguard

+11.9%

5 years, per year

IPAYVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: IPAY vs VOO

YTD

AmplifyIPAY

−2.3%

VOOVanguard

+11.3%

−2.3%Year to date+11.3%

−22.6%Worst drop · 1Y−8.9%

24.9%Volatility · 1Y13.7%

0.8%Yield1.1%

$152MAssets$1.00T

4–0VOO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, VOO, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

IPAY0.75%$75

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IPAY, VOO, VTI

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

VTI1.06%$106

IPAY0.81%$81

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

IPAY$81 − $75 = $6

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IPAY, VOO, VTI

Today

89.0%most shared, VOO and VTI

IPAYVOOVTI

IPAY—2.3%2.2%

VOO2.3%—89.0%

VTI2.2%89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

VOOWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

IPAYWorst drop−22.6%24.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+11.3%Year to date+11.6%

1.1%Yield1.1%

+13.6%Past year+13.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026