Compare · 2 funds side by side · dividends reinvested

IPAY and VTI

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375VTI · best of the two

02 / 04

IPAY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.0

Amplify Digital Payments ETFUnsorted0.75%0.82%−3.2%−5.7%+12.1%−4.7%−22.6%24.9%$152M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPAY 2015 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $152M$7,846

IPAY

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 2.2% in common

IPAYMeasureVTI

−3.2%Year to dateJan 1 → Nov 6+8.9%

−5.7%1 yearTotal return+9.9%

+12.1%3 years · per year$10,000 became $14,103 · $18,004+21.7%

−4.7%5 years · per year$10,000 became $7,846 · $16,375+10.4%

0.75%Expense ratio$75 · $3 a year on $10k · lower is better0.03%

0.82%Trailing 12-mo yield$82 · $109 a year on $10k1.09%

−22.6%Worst dropSmaller is better−8.9%

24.9%VolatilityLower is calmer13.7%

IPAYVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs VTI: Top 5 Holdings

Today

IPAY

31.6%in top 5

VTI

in top 525.0%

IPAYStockVTI

not top 5NVDA7.1%

7.0%Vnot top 5

7.0%MAnot top 5

not top 5AAPL6.6%

6.0%AXPnot top 5

5.9%PYPLnot top 5

5.8%COFnot top 5

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common2.2%

End-of-day Nov 6, 2026 · share of each fund

IPAY vs VTI Returns, Every Period

AmplifyIPAY

−4.7%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

IPAYVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: IPAY vs VTI

YTD

AmplifyIPAY

−3.2%

VTIVanguard

+8.9%

−3.2%Year to date+8.9%

−22.6%Worst drop · 1Y−8.9%

24.9%Volatility · 1Y13.7%

0.8%Yield1.1%

$152MAssets$689B

4–0VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPAY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IPAY0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPAY, VTI

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

IPAY0.82%$82

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPAY, VTI

Today

2.2%most shared, IPAY and VTI

IPAYVTI

IPAY—2.2%

VTI2.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

VTIWorst drop−8.9%13.7% vol

IPAYWorst drop−22.6%24.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIIPAY

+8.9%Year to date−3.2%

1.1%Yield0.8%

+9.9%Past year−5.7%

0.03%Fee0.75%

4–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026