Compare · 3 funds side by side · dividends reinvested

IPO, VYM and SCHD

IPORenaissance×VYMVanguard×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,254VYM · best of the three

02 / 04

IPO, VYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B1.4

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.6

Renaissance IPO ETFUnsorted0.60%0.13%+3.7%+2.8%+15.7%−7.1%−26.9%34.3%$127M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IPO 2013 · VYM 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance IPO ETF · $127M$6,902

IPO

VYM

Vanguard High Dividend Yield ETF · $78.9B$17,254

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOMeasureVYM

+3.7%Year to dateJan 1 → Nov 9+15.4%

+2.8%1 yearTotal return+19.5%

+15.7%3 years · per year$10,000 became $15,500 · $17,150+19.7%

−7.1%5 years · per year$10,000 became $6,902 · $17,254+11.5%

0.60%Expense ratio$60 · $4 a year on $10k · lower is better0.04%

0.13%Trailing 12-mo yield$13 · $226 a year on $10k2.26%

−26.9%Worst dropSmaller is better−6.7%

34.3%VolatilityLower is calmer10.8%

IPOVYM Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPO vs VYM: Top 5 Holdings

Today

IPO

35.9%in top 5

VYM

in top 518.2%

IPOStockVYM

10.2%SPCXnot top 5

7.7%SKHYnot top 5

7.5%ALABnot top 5

not top 5AVGO6.9%

5.4%MDLNnot top 5

5.0%RBRKnot top 5

not top 5JPM3.8%

not top 5XOM2.8%

not top 5JNJ2.7%

not top 5ABBV2.0%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

IPO vs VYM Returns, Every Period

RenaissanceIPO

−7.1%

5 years, per year

VYMVanguard

+11.5%

5 years, per year

IPOVYMFaded: behind in that period

0–4VYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Income: IPO vs SCHD

YTD

RenaissanceIPO

+3.7%

SCHDSchwab

+33.2%

+3.7%Year to date+33.2%

−26.9%Worst drop · 1Y−6.9%

34.3%Volatility · 1Y11.8%

0.1%Yield3.0%

$127MAssets$122B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPO, VYM, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

IPO0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IPO, VYM, SCHD

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

VYM2.26%$226

IPO0.13%$13

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VYM$226 − $4 = $222

IPO$13 − $60 = −$47

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IPO, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

IPOVYMSCHD

IPO—0.0%0.0%

VYM0.0%—21.9%

SCHD0.0%21.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

VYMWorst drop−6.7%10.8% vol

SCHDWorst drop−6.9%11.8% vol

IPOWorst drop−26.9%34.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVYM

+33.2%Year to date+15.4%

3.0%Yield2.3%

+39.1%Past year+19.5%

0.06%Fee0.04%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026