Compare · 4 funds side by side · dividends reinvested

IPOS, FNDF, VEA and IEFA

IPOSRenaissance×FNDFSchwab×VEAVanguard×IEFAiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$19,326FNDF · best of the four

02 / 04

IPOS, FNDF, VEA and IEFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%2.99%+21.8%+28.6%+25.6%+14.1%−10.6%16.4%$26.0B1.5

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B2.3

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.44%+8.5%+13.5%+19.2%+7.9%−11.5%16.2%$189B2.3

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.6%+4.2%+12.6%−9.2%−32.0%35.6%$9M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IPOS 2014 · FNDF 2013 · VEA 2007 · IEFA 2012

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

FNDF

Schwab Fundamental International Large Company Index ETF · $26.0B$19,326

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureFNDF

+5.6%Year to dateJan 1 → Nov 5+21.8%

+4.2%1 yearTotal return+28.6%

+12.6%3 years · per year$10,000 became $14,283 · $19,830+25.6%

−9.2%5 years · per year$10,000 became $6,155 · $19,326+14.1%

0.80%Expense ratio$80 · $25 a year on $10k · lower is better0.25%

0.81%Trailing 12-mo yield$81 · $299 a year on $10k2.99%

−32.0%Worst dropSmaller is better−10.6%

35.6%VolatilityLower is calmer16.4%

IPOSFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8FNDF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs FNDF: Top 5 Holdings

Today

IPOS

2.3%in top 5

FNDF

in top 59.5%

IPOSStockFNDF

not top 5SHEL.L2.9%

not top 5005930.K2.6%

2.3%CVCnot top 5

not top 5TTE.PA1.8%

not top 57203.T1.1%

not top 5ROP.SW1.0%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs FNDF Returns, Every Period

RenaissanceIPOS

−9.2%

5 years, per year

FNDFSchwab

+14.1%

5 years, per year

IPOSFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IPOS vs IEFA

YTD

RenaissanceIPOS

+5.6%

IEFAiShares

+8.5%

+5.6%Year to date+8.5%

−32.0%Worst drop · 1Y−11.5%

35.6%Volatility · 1Y16.2%

0.8%Yield3.4%

$9.2MAssets$189B

4–0IEFA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, FNDF, VEA, IEFA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEFA0.07%$7

FNDF0.25%$25

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IPOS, FNDF, VEA, IEFA

3.44%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.44%$344

FNDF2.99%$299

VEA2.50%$250

IPOS0.81%$81

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IPOS, FNDF, VEA, IEFA

Today

71.6%most shared, VEA and IEFA

IPOSFNDFVEAIEFA

IPOS—0.0%0.0%0.0%

FNDF0.0%—60.4%57.8%

VEA0.0%60.4%—71.6%

IEFA0.0%57.8%71.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+28.6%FNDF, at 16.4% volatility

IEFAWorst drop−11.5%16.2% vol

FNDFWorst drop−10.6%16.4% vol

VEAWorst drop−11.6%18.1% vol

IPOSWorst drop−32.0%35.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAFNDF

+8.5%Year to date+21.8%

3.4%Yield3.0%

+13.5%Past year+28.6%

0.07%Fee0.25%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026