Compare · 4 funds side by side · dividends reinvested

IPOS, SCHD, IEMG and VEA

IPOSRenaissance×SCHDSchwab×IEMGiShares×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

IPOS, SCHD, IEMG and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.8

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.49%+8.3%+8.8%+19.3%+6.0%−17.8%25.5%$139B3.0

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPOS 2014 · SCHD 2011 · IEMG 2012 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,132

IPOS

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureSCHD

+3.7%Year to dateJan 1 → Nov 6+31.4%

+1.7%1 yearTotal return+37.0%

+12.0%3 years · per year$10,000 became $14,037 · $17,266+20.0%

−9.3%5 years · per year$10,000 became $6,132 · $16,267+10.2%

0.80%Expense ratio$80 · $6 a year on $10k · lower is better0.06%

0.83%Trailing 12-mo yield$83 · $300 a year on $10k3.00%

−33.2%Worst dropSmaller is better−6.9%

35.7%VolatilityLower is calmer11.7%

IPOSSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs SCHD: Top 5 Holdings

Today

IPOS

2.2%in top 5

SCHD

in top 521.4%

IPOSStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

2.2%CVCnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

IPOS vs SCHD Returns, Every Period

RenaissanceIPOS

−9.3%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

IPOSSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Income: IPOS vs SCHD

YTD

RenaissanceIPOS

+3.7%

SCHDSchwab

+31.4%

+3.7%Year to date+31.4%

−33.2%Worst drop · 1Y−6.9%

35.7%Volatility · 1Y11.7%

0.8%Yield3.0%

$9.2MAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHD, IEMG, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

IEMG0.09%$9

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPOS, SCHD, IEMG, VEA

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

VEA2.51%$251

IEMG2.49%$249

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHD, IEMG, VEA

Today

9.5%most shared, IEMG and VEA

IPOSSCHDIEMGVEA

IPOS—0.0%0.0%0.0%

SCHD0.0%—0.0%0.0%

IEMG0.0%0.0%—9.5%

VEA0.0%0.0%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

VEAWorst drop−11.6%18.1% vol

IEMGWorst drop−17.8%25.5% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVEA

+31.4%Year to date+9.7%

3.0%Yield2.5%

+37.0%Past year+14.8%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026