Compare · 4 funds side by side · dividends reinvested

IPOS, SCHD, VT and VEA

IPOSRenaissance×SCHDSchwab×VTVanguard×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,375SCHD · best of the four

02 / 04

IPOS, SCHD, VT and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.4

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.2%+10.7%+21.0%+9.3%−9.7%14.7%$81.8B2.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B2.3

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.6%+4.2%+12.6%−9.2%−32.0%35.6%$9M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IPOS 2014 · SCHD 2011 · VT 2008 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureSCHD

+5.6%Year to dateJan 1 → Nov 5+32.3%

+4.2%1 yearTotal return+38.7%

+12.6%3 years · per year$10,000 became $14,283 · $17,414+20.3%

−9.2%5 years · per year$10,000 became $6,155 · $16,375+10.4%

0.80%Expense ratio$80 · $6 a year on $10k · lower is better0.06%

0.81%Trailing 12-mo yield$81 · $298 a year on $10k2.98%

−32.0%Worst dropSmaller is better−6.9%

35.6%VolatilityLower is calmer11.7%

IPOSSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs SCHD: Top 5 Holdings

Today

IPOS

2.3%in top 5

SCHD

in top 521.7%

IPOSStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

2.3%CVCnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs SCHD Returns, Every Period

RenaissanceIPOS

−9.2%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

IPOSSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Income: IPOS vs SCHD

YTD

RenaissanceIPOS

+5.6%

SCHDSchwab

+32.3%

+5.6%Year to date+32.3%

−32.0%Worst drop · 1Y−6.9%

35.6%Volatility · 1Y11.7%

0.8%Yield3.0%

$9.2MAssets$120B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHD, VT, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IPOS, SCHD, VT, VEA

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

VEA2.50%$250

VT1.59%$159

IPOS0.81%$81

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VEA$250 − $3 = $247

VT$159 − $6 = $153

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHD, VT, VEA

Today

23.3%most shared, VT and VEA

IPOSSCHDVTVEA

IPOS—0.0%0.0%0.0%

SCHD0.0%—4.3%0.0%

VT0.0%4.3%—23.3%

VEA0.0%0.0%23.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

VTWorst drop−9.7%14.7% vol

VEAWorst drop−11.6%18.1% vol

IPOSWorst drop−32.0%35.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVEA

+32.3%Year to date+10.2%

3.0%Yield2.5%

+38.7%Past year+16.0%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026