Compare · 4 funds side by side · dividends reinvested

IPOS, SCHF, VEA and VT

IPOSRenaissance×SCHFSchwab×VEAVanguard×VTVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,649VT · best of the four

02 / 04

IPOS, SCHF, VEA and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.19%+10.4%+15.3%+20.3%+9.0%−11.5%18.2%$67.8B1.6

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B2.0

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.3

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPOS 2014 · SCHF 2009 · VEA 2007 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,649

IPOS

Renaissance International IPO ETF · $9M$6,132

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VTMeasureIPOS

+8.5%Year to dateJan 1 → Nov 6+3.7%

+10.4%1 yearTotal return+1.7%

+20.7%3 years · per year$10,000 became $17,563 · $14,037+12.0%

+9.4%5 years · per year$10,000 became $15,649 · $6,132−9.3%

0.06%Expense ratio$6 · $80 a year on $10k · lower is better0.80%

1.59%Trailing 12-mo yield$159 · $83 a year on $10k0.83%

−9.7%Worst dropSmaller is better−33.2%

14.7%VolatilityLower is calmer35.7%

VTIPOS Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0VT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs IPOS: Top 5 Holdings

Today

15.6%in top 5

IPOS

in top 52.2%

VTStockIPOS

4.5%NVDAnot top 5

4.1%AAPLnot top 5

3.2%MSFTnot top 5

not top 5CVC2.2%

2.0%AMZNnot top 5

1.7%GOOGLnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

VT vs IPOS Returns, Every Period

VanguardVT

+9.4%

5 years, per year

IPOSRenaissance

−9.3%

5 years, per year

VTIPOSFaded: behind in that period

4–0VT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VT vs SCHF

YTD

VanguardVT

+8.5%

SCHFSchwab

+10.4%

+8.5%Year to date+10.4%

−9.7%Worst drop · 1Y−11.5%

14.7%Volatility · 1Y18.2%

1.6%Yield3.2%

$81.8BAssets$67.8B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHF, VEA, VT

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VEA0.03%$3

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPOS, SCHF, VEA, VT

3.19%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.19%$319

VEA2.51%$251

VT1.59%$159

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VEA$251 − $3 = $248

VT$159 − $6 = $153

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHF, VEA, VT

Today

84.3%most shared, SCHF and VEA

IPOSSCHFVEAVT

IPOS—0.0%0.0%0.0%

SCHF0.0%—84.3%22.6%

VEA0.0%84.3%—23.3%

VT0.0%22.6%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+15.3%SCHF, at 18.2% volatility

VTWorst drop−9.7%14.7% vol

VEAWorst drop−11.6%18.1% vol

SCHFWorst drop−11.5%18.2% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVEA

+10.4%Year to date+9.7%

3.2%Yield2.5%

+15.3%Past year+14.8%

0.03%Fee0.03%

3–0SCHF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026