Compare · 3 funds side by side · dividends reinvested

IPOS, SCHF and VT

IPOSRenaissance×SCHFSchwab×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,576VT · best of the three

02 / 04

IPOS, SCHF and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.18%+10.8%+16.4%+20.9%+8.9%−11.5%18.2%$68.2B1.5

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.2%+10.7%+21.0%+9.3%−9.7%14.7%$81.8B1.5

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.6%+4.2%+12.6%−9.2%−32.0%35.6%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IPOS 2014 · SCHF 2009 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

Vanguard Total World Stock ETF · $81.8B$15,576

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureVT

+5.6%Year to dateJan 1 → Nov 5+8.2%

+4.2%1 yearTotal return+10.7%

+12.6%3 years · per year$10,000 became $14,283 · $17,695+21.0%

−9.2%5 years · per year$10,000 became $6,155 · $15,576+9.3%

0.80%Expense ratio$80 · $6 a year on $10k · lower is better0.06%

0.81%Trailing 12-mo yield$81 · $159 a year on $10k1.59%

−32.0%Worst dropSmaller is better−9.7%

35.6%VolatilityLower is calmer14.7%

IPOSVT Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs VT: Top 5 Holdings

Today

IPOS

2.3%in top 5

in top 515.6%

IPOSStockVT

not top 5NVDA4.5%

not top 5AAPL4.1%

not top 5MSFT3.2%

2.3%CVCnot top 5

not top 5AMZN2.0%

not top 5GOOGL1.7%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs VT Returns, Every Period

RenaissanceIPOS

−9.2%

5 years, per year

VTVanguard

+9.3%

5 years, per year

IPOSVTFaded: behind in that period

0–4VT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IPOS vs SCHF

YTD

RenaissanceIPOS

+5.6%

SCHFSchwab

+10.8%

+5.6%Year to date+10.8%

−32.0%Worst drop · 1Y−11.5%

35.6%Volatility · 1Y18.2%

0.8%Yield3.2%

$9.0MAssets$68.2B

4–0SCHF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHF, VT

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IPOS, SCHF, VT

3.18%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.18%$318

VT1.59%$159

IPOS0.81%$81

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

VT$159 − $6 = $153

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHF, VT

Today

22.6%most shared, SCHF and VT

IPOSSCHFVT

IPOS—0.0%0.0%

SCHF0.0%—22.6%

VT0.0%22.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.4%SCHF, at 18.2% volatility

VTWorst drop−9.7%14.7% vol

SCHFWorst drop−11.5%18.2% vol

IPOSWorst drop−32.0%35.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVT

+10.8%Year to date+8.2%

3.2%Yield1.6%

+16.4%Past year+10.7%

0.03%Fee0.06%

4–0SCHF wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026