Compare · 3 funds side by side · dividends reinvested

IPOS, SCHF and VT

IPOSRenaissance×SCHFSchwab×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,649VT · best of the three

02 / 04

IPOS, SCHF and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.19%+10.4%+15.3%+20.3%+9.0%−11.5%18.2%$67.8B1.5

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.5

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPOS 2014 · SCHF 2009 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Equity ETF · $67.8B$15,397

SCHF

IPOS

Renaissance International IPO ETF · $9M$6,132

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHFMeasureIPOS

+10.4%Year to dateJan 1 → Nov 6+3.7%

+15.3%1 yearTotal return+1.7%

+20.3%3 years · per year$10,000 became $17,419 · $14,037+12.0%

+9.0%5 years · per year$10,000 became $15,397 · $6,132−9.3%

0.03%Expense ratio$3 · $80 a year on $10k · lower is better0.80%

3.19%Trailing 12-mo yield$319 · $83 a year on $10k0.83%

−11.5%Worst dropSmaller is better−33.2%

18.2%VolatilityLower is calmer35.7%

SCHFIPOS Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0SCHF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHF vs IPOS: Top 5 Holdings

Today

SCHF

8.4%in top 5

IPOS

in top 52.2%

SCHFStockIPOS

2.4%005930.Knot top 5

not top 5CVC2.2%

1.9%ASML.ASnot top 5

1.9%000660.Knot top 5

1.2%ROP.SWnot top 5

1.1%NOVN.SWnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SCHF vs IPOS Returns, Every Period

SchwabSCHF

+9.0%

5 years, per year

IPOSRenaissance

−9.3%

5 years, per year

SCHFIPOSFaded: behind in that period

4–0SCHF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SCHF vs VT

YTD

SchwabSCHF

+10.4%

VTVanguard

+8.5%

+10.4%Year to date+8.5%

−11.5%Worst drop · 1Y−9.7%

18.2%Volatility · 1Y14.7%

3.2%Yield1.6%

$67.8BAssets$81.8B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHF, VT

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPOS, SCHF, VT

3.19%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.19%$319

VT1.59%$159

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VT$159 − $6 = $153

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHF, VT

Today

22.6%most shared, SCHF and VT

IPOSSCHFVT

IPOS—0.0%0.0%

SCHF0.0%—22.6%

VT0.0%22.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.3%SCHF, at 18.2% volatility

VTWorst drop−9.7%14.7% vol

SCHFWorst drop−11.5%18.2% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVT

+10.4%Year to date+8.5%

3.2%Yield1.6%

+15.3%Past year+10.4%

0.03%Fee0.06%

4–0SCHF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026