Compare · 4 funds side by side · dividends reinvested

IPOS, SCHF, VXUS and VT

IPOSRenaissance×SCHFSchwab×VXUSVanguard×VTVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,957VT · best of the four

02 / 04

IPOS, SCHF, VXUS and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.10%+13.6%+19.1%+20.6%+9.4%−11.5%18.4%$65.8B1.8

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.4

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.9%+4.0%+11.6%−9.0%−33.2%35.8%$9M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IPOS 2014 · SCHF 2009 · VXUS 2011 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Schwab International Equity ETF · $65.8B$15,685

SCHF

IPOS

Renaissance International IPO ETF · $9M$6,236

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHFMeasureIPOS

+13.6%Year to dateJan 1 → Nov 9+5.9%

+19.1%1 yearTotal return+4.0%

+20.6%3 years · per year$10,000 became $17,539 · $13,898+11.6%

+9.4%5 years · per year$10,000 became $15,685 · $6,236−9.0%

0.03%Expense ratio$3 · $80 a year on $10k · lower is better0.80%

3.10%Trailing 12-mo yield$311 · $81 a year on $10k0.81%

−11.5%Worst dropSmaller is better−33.2%

18.4%VolatilityLower is calmer35.8%

SCHFIPOS Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0SCHF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHF vs IPOS: Top 5 Holdings

Today

SCHF

8.2%in top 5

IPOS

in top 52.3%

SCHFStockIPOS

not top 5CVC2.3%

2.3%005930.Knot top 5

2.0%ASML.ASnot top 5

1.7%000660.Knot top 5

1.2%ROP.SWnot top 5

1.1%NOVN.SWnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

SCHF vs IPOS Returns, Every Period

SchwabSCHF

+9.4%

5 years, per year

IPOSRenaissance

−9.0%

5 years, per year

SCHFIPOSFaded: behind in that period

4–0SCHF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHF vs VXUS

YTD

SchwabSCHF

+13.6%

VXUSVanguard

+11.1%

+13.6%Year to date+11.1%

−11.5%Worst drop · 1Y−11.3%

18.4%Volatility · 1Y17.9%

3.1%Yield2.4%

$65.8BAssets$163B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SCHF, VXUS, VT

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VXUS0.05%$5

VT0.06%$6

IPOS0.80%$80

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IPOS, SCHF, VXUS, VT

3.10%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.10%$311

VXUS2.39%$239

VT1.55%$155

IPOS0.81%$81

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VXUS$239 − $5 = $234

VT$155 − $6 = $149

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IPOS, SCHF, VXUS, VT

Today

61.7%most shared, SCHF and VXUS

IPOSSCHFVXUSVT

IPOS—0.0%0.0%0.0%

SCHF0.0%—61.7%22.6%

VXUS0.0%61.7%—29.9%

VT0.0%22.6%29.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+19.1%SCHF, at 18.4% volatility

VTWorst drop−9.7%14.9% vol

VXUSWorst drop−11.3%17.9% vol

SCHFWorst drop−11.5%18.4% vol

IPOSWorst drop−33.2%35.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVT

+13.6%Year to date+11.3%

3.1%Yield1.6%

+19.1%Past year+14.3%

0.03%Fee0.06%

4–0SCHF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026