Compare · 3 funds side by side · dividends reinvested

IPOS, SPY and VT

IPOSRenaissance×SPYSPDR×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

IPOS, SPY and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B1.4

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.2%+10.7%+21.0%+9.3%−9.7%14.7%$81.8B1.6

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.6%+4.2%+12.6%−9.2%−32.0%35.6%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IPOS 2014 · SPY 1993 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureSPY

+5.6%Year to dateJan 1 → Nov 5+8.3%

+4.2%1 yearTotal return+9.7%

+12.6%3 years · per year$10,000 became $14,283 · $18,174+22.0%

−9.2%5 years · per year$10,000 became $6,155 · $17,099+11.3%

0.80%Expense ratio$80 · $9 a year on $10k · lower is better0.09%

0.81%Trailing 12-mo yield$81 · $103 a year on $10k1.03%

−32.0%Worst dropSmaller is better−8.9%

35.6%VolatilityLower is calmer13.6%

IPOSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs SPY: Top 5 Holdings

Today

IPOS

2.3%in top 5

SPY

in top 527.7%

IPOSStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

2.3%CVCnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs SPY Returns, Every Period

RenaissanceIPOS

−9.2%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

IPOSSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IPOS vs VT

YTD

RenaissanceIPOS

+5.6%

VTVanguard

+8.2%

+5.6%Year to date+8.2%

−32.0%Worst drop · 1Y−9.7%

35.6%Volatility · 1Y14.7%

0.8%Yield1.6%

$9.2MAssets$81.8B

4–0VT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SPY, VT

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

SPY0.09%$9

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IPOS, SPY, VT

1.59%highest, VT

FundTrailing yieldYield$10k

VT1.59%$159

SPY1.03%$103

IPOS0.81%$81

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$153most kept, VT

VT$159 − $6 = $153

SPY$103 − $9 = $94

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IPOS, SPY, VT

Today

55.2%most shared, SPY and VT

IPOSSPYVT

IPOS—0.0%0.0%

SPY0.0%—55.2%

VT0.0%55.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.7%VT, at 14.7% volatility

SPYWorst drop−8.9%13.6% vol

VTWorst drop−9.7%14.7% vol

IPOSWorst drop−32.0%35.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTSPY

+8.2%Year to date+8.3%

1.6%Yield1.0%

+10.7%Past year+9.7%

0.06%Fee0.09%

3–1VT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026