Compare · 3 funds side by side · dividends reinvested

IPOS, SPY and VT

IPOSRenaissance×SPYSPDR×VTVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

IPOS, SPY and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.4

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.6

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IPOS 2014 · SPY 1993 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,649

IPOS

Renaissance International IPO ETF · $9M$6,132

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VTMeasureIPOS

+8.5%Year to dateJan 1 → Nov 6+3.7%

+10.4%1 yearTotal return+1.7%

+20.7%3 years · per year$10,000 became $17,563 · $14,037+12.0%

+9.4%5 years · per year$10,000 became $15,649 · $6,132−9.3%

0.06%Expense ratio$6 · $80 a year on $10k · lower is better0.80%

1.59%Trailing 12-mo yield$159 · $83 a year on $10k0.83%

−9.7%Worst dropSmaller is better−33.2%

14.7%VolatilityLower is calmer35.7%

VTIPOS Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0VT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs IPOS: Top 5 Holdings

Today

15.6%in top 5

IPOS

in top 52.2%

VTStockIPOS

4.5%NVDAnot top 5

4.1%AAPLnot top 5

3.2%MSFTnot top 5

not top 5CVC2.2%

2.0%AMZNnot top 5

1.7%GOOGLnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

VT vs IPOS Returns, Every Period

VanguardVT

+9.4%

5 years, per year

IPOSRenaissance

−9.3%

5 years, per year

VTIPOSFaded: behind in that period

4–0VT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Core: VT vs SPY

YTD

VanguardVT

+8.5%

SPYSPDR

+8.7%

+8.5%Year to date+8.7%

−9.7%Worst drop · 1Y−8.9%

14.7%Volatility · 1Y13.6%

1.6%Yield1.0%

$81.8BAssets$819B

3–1SPY wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SPY, VT

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

SPY0.09%$9

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IPOS, SPY, VT

1.59%highest, VT

FundTrailing yieldYield$10k

VT1.59%$159

SPY1.03%$103

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$153most kept, VT

VT$159 − $6 = $153

SPY$103 − $9 = $94

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IPOS, SPY, VT

Today

55.1%most shared, SPY and VT

IPOSSPYVT

IPOS—0.0%0.0%

SPY0.0%—55.1%

VT0.0%55.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%VT, at 14.7% volatility

SPYWorst drop−8.9%13.6% vol

VTWorst drop−9.7%14.7% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTSPY

+8.5%Year to date+8.7%

1.6%Yield1.0%

+10.4%Past year+9.7%

0.06%Fee0.09%

3–1VT wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026