Compare · 3 funds side by side · dividends reinvested

IPOS, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

IPOS, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.5

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.77%+11.1%+7.6%+14.6%−8.3%−31.7%35.3%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IPOS 2014 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureSPY

+11.1%Year to dateJan 1 → Nov 5+13.3%

+7.6%1 yearTotal return+13.4%

+14.6%3 years · per year$10,000 became $15,036 · $19,132+24.1%

−8.3%5 years · per year$10,000 became $6,497 · $18,060+12.6%

0.80%Expense ratio$80 · $9 a year on $10k · lower is better0.09%

0.77%Trailing 12-mo yield$77 · $99 a year on $10k0.99%

−31.7%Worst dropSmaller is better−8.9%

35.3%VolatilityLower is calmer12.9%

IPOSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs SPY: Top 5 Holdings

Today

IPOS

2.3%in top 5

SPY

in top 527.7%

IPOSStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

2.3%CVCnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs SPY Returns, Every Period

RenaissanceIPOS

−8.3%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

IPOSSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Core: IPOS vs VTI

YTD

RenaissanceIPOS

+11.1%

VTIVanguard

+13.4%

+11.1%Year to date+13.4%

−31.7%Worst drop · 1Y−8.9%

35.3%Volatility · 1Y13.1%

0.8%Yield1.0%

$9.0MAssets$689B

4–0VTI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IPOS, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IPOS, SPY, VTI

1.05%highest, VTI

FundTrailing yieldYield$10k

VTI1.05%$105

SPY0.99%$99

IPOS0.77%$77

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$102most kept, VTI

VTI$105 − $3 = $102

SPY$99 − $9 = $90

IPOS$77 − $80 = −$3

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IPOS, SPY, VTI

Today

86.5%most shared, SPY and VTI

IPOSSPYVTI

IPOS—0.0%0.0%

SPY0.0%—86.5%

VTI0.0%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VTI, at 13.1% volatility

SPYWorst drop−8.9%12.9% vol

VTIWorst drop−8.9%13.1% vol

IPOSWorst drop−31.7%35.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTISPY

+13.4%Year to date+13.3%

1.0%Yield1.0%

+13.5%Past year+13.4%

0.03%Fee0.09%

3–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026