Compare · 2 funds side by side · dividends reinvested

IRTR and SPY

IRTRiShares×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,118SPY · best of the two

02 / 04

IRTR and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares LifePath Retirement ETFUnsorted0.08%3.21%+4.0%+5.0%+12.6%[…]−4.8%6.7%$59M1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IRTR 2023 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares LifePath Retirement ETF · $59M[…]

IRTR

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 22.2% in common

IRTRMeasureSPY

+4.0%Year to dateJan 1 → Nov 6+8.7%

+5.0%1 yearTotal return+9.7%

+12.6%3 years · per year$10,000 became $14,287 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

3.21%Trailing 12-mo yield$321 · $103 a year on $10k1.03%

−4.8%Worst dropSmaller is better−8.9%

6.7%VolatilityLower is calmer13.6%

IRTRSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IRTR wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IRTR vs SPY: Top 5 Holdings

Today

IRTR

5.9%in top 5

SPY

in top 527.8%

IRTRStockSPY

1.7%AAPL7.9%

1.4%NVDA6.9%

1.4%MSFT6.3%

0.9%AMZN4.0%

0.6%GOOGL2.6%

Held in common22.2%

End-of-day Nov 6, 2026 · share of each fund

IRTR vs SPY Returns, Every Period

iSharesIRTR

+5.0%

past year

SPYSPDR

+9.7%

past year

IRTRSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: IRTR vs SPY

YTD

iSharesIRTR

+4.0%

SPYSPDR

+8.7%

+4.0%Year to date+8.7%

−4.8%Worst drop · 1Y−8.9%

6.7%Volatility · 1Y13.6%

3.2%Yield1.0%

$59.4MAssets$778B

3–1IRTR wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IRTR, SPY

Today

0.08%lowest, IRTR

FundExpense ratioFee$10k

IRTR0.08%$8

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IRTR, SPY

3.21%highest, IRTR

FundTrailing yieldYield$10k

IRTR3.21%$321

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$313most kept, IRTR

IRTR$321 − $8 = $313

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IRTR, SPY

Today

22.2%most shared, IRTR and SPY

IRTRSPY

IRTR—22.2%

SPY22.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.7%SPY, at 13.6% volatility

IRTRWorst drop−4.8%6.7% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IRTRSPY

+4.0%Year to date+8.7%

3.2%Yield1.0%

+5.0%Past year+9.7%

0.08%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026