Compare · 2 funds side by side · dividends reinvested

ITM and MMMA

ITMVanEck×MMMANY Life Investments×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,226ITM · best of the two

02 / 03

ITM and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VanEck Intermediate Muni ETFBonds & Cash · Municipal0.18%3.09%−0.5%+0.5%+4.8%+0.4%−7.4%3.8%$2.3B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$59M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: ITM 2007 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Intermediate Muni ETF · $2.3B$10,226

ITM

MMMA

NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

ITMMeasureMMMA

−0.5%Year to dateJan 1 → Nov 4+2.6%

+0.5%1 yearTotal return[…]

+4.8%3 years · per year$10,000 became $11,495 · […][…]

+0.4%5 years · per year$10,000 became $10,226 · […][…]

0.18%Expense ratio$18 · $40 a year on $10k · lower is better0.40%

3.09%Trailing 12-mo yield$309 · $374 a year on $10k3.74%

−7.4%Worst dropSmaller is better[…]

3.8%VolatilityLower is calmer[…]

ITMMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ITM vs MMMA: Top 5 Holdings

Today

ITM

[…]in top 5

MMMA

in top 50.2%

ITMStockMMMA

not top 5CASH0.2%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

ITM vs MMMA Returns, Every Period

VanEckITM

+0.5%

past year

MMMANY Life Investments

[…]

past year

ITMMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

ITM vs MMMA

YTD

VanEckITM

−0.5%

MMMANY Life Investments

+2.6%

−0.5%Year to date+2.6%

−7.4%Worst drop · 1Y[…]

3.8%Volatility · 1Y[…]

3.1%Yield3.7%

$2.3BAssets$59.3M

2–0MMMA wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ITM, MMMA

Today

0.18%lowest, ITM

FundExpense ratioFee$10k

ITM0.18%$18

MMMA0.40%$40

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: ITM, MMMA

3.74%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.74%$374

ITM3.09%$309

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$334most kept, MMMA

MMMA$374 − $40 = $334

ITM$309 − $18 = $291

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: ITM, MMMA

Today

[…]holdings […]

ITMMMMA

ITM—[…]

MMMA[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.5%ITM, at 3.8% volatility

ITMWorst drop−7.4%3.8% vol

MMMAWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

MMMAITM

+2.6%Year to date−0.5%

3.7%Yield3.1%

[…]Past year+0.5%

0.40%Fee0.18%

2–1MMMA wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026