Compare · 2 funds side by side · dividends reinvested

ITM and SPY

ITMVanEck×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

ITM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.4

VanEck Intermediate Muni ETFBonds & Cash · Municipal0.18%3.08%−0.1%+0.7%+4.9%+0.5%−7.4%3.8%$2.3B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ITM 2007 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Intermediate Muni ETF · $2.3B$10,261

ITM

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

ITMMeasureSPY

−0.1%Year to dateJan 1 → Nov 5+8.3%

+0.7%1 yearTotal return+9.7%

+4.9%3 years · per year$10,000 became $11,546 · $18,174+22.0%

+0.5%5 years · per year$10,000 became $10,261 · $17,099+11.3%

0.18%Expense ratio$18 · $9 a year on $10k · lower is better0.09%

3.08%Trailing 12-mo yield$308 · $103 a year on $10k1.03%

−7.4%Worst dropSmaller is better−8.9%

3.8%VolatilityLower is calmer13.6%

ITMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ITM vs SPY: Top 5 Holdings

Today

ITM

[…]in top 5

SPY

in top 527.7%

ITMStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

ITM vs SPY Returns, Every Period

VanEckITM

+0.5%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

ITMSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: ITM vs SPY

YTD

VanEckITM

−0.1%

SPYSPDR

+8.3%

−0.1%Year to date+8.3%

−7.4%Worst drop · 1Y−8.9%

3.8%Volatility · 1Y13.6%

3.1%Yield1.0%

$2.3BAssets$805B

3–1ITM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ITM, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

ITM0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ITM, SPY

3.08%highest, ITM

FundTrailing yieldYield$10k

ITM3.08%$308

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, ITM

ITM$308 − $18 = $290

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ITM, SPY

Today

[…]holdings […]

ITMSPY

ITM—[…]

SPY[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.7%SPY, at 13.6% volatility

ITMWorst drop−7.4%3.8% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

ITMSPY

−0.1%Year to date+8.3%

3.1%Yield1.0%

+0.7%Past year+9.7%

0.18%Fee0.09%

3–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026