Compare · 3 funds side by side · dividends reinvested

ITM, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

ITM, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.5

VanEck Intermediate Muni ETFBonds & Cash · Municipal0.18%3.08%−0.1%+0.7%+4.9%+0.5%−7.4%3.8%$2.3B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ITM 2007 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Intermediate Muni ETF · $2.3B$10,261

ITM

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested

ITMMeasureSPYM

−0.1%Year to dateJan 1 → Nov 5+8.4%

+0.7%1 yearTotal return+9.8%

+4.9%3 years · per year$10,000 became $11,546 · $18,222+22.1%

+0.5%5 years · per year$10,000 became $10,261 · $17,164+11.4%

0.18%Expense ratio$18 · $2 a year on $10k · lower is better0.02%

3.08%Trailing 12-mo yield$308 · $106 a year on $10k1.06%

−7.4%Worst dropSmaller is better−8.9%

3.8%VolatilityLower is calmer13.6%

ITMSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ITM vs SPYM: Top 5 Holdings

Today

ITM

[…]in top 5

SPYM

in top 527.7%

ITMStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

ITM vs SPYM Returns, Every Period

VanEckITM

+0.5%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

ITMSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: ITM vs SPYM

YTD

VanEckITM

−0.1%

SPYMSPDR

+8.4%

−0.1%Year to date+8.4%

−7.4%Worst drop · 1Y−8.9%

3.8%Volatility · 1Y13.6%

3.1%Yield1.1%

$2.3BAssets$182B

3–1ITM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ITM, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

ITM0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ITM, SPYM, SPY

3.08%highest, ITM

FundTrailing yieldYield$10k

ITM3.08%$308

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, ITM

ITM$308 − $18 = $290

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ITM, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

ITMSPYMSPY

ITM—[…][…]

SPYM[…]—99.9%

SPY[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

ITMWorst drop−7.4%3.8% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

ITMSPYM

−0.1%Year to date+8.4%

3.1%Yield1.1%

+0.7%Past year+9.8%

0.18%Fee0.02%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026