Compare · 3 funds side by side · dividends reinvested

ITOT, SCHD and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177IVV · best of the three

02 / 04

ITOT, SCHD and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B1.8

iShares Core S&P Total U.S. Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+8.8%+9.8%+21.6%+10.4%−8.9%13.8%$93.2B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ITOT 2004 · SCHD 2011 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P Total U.S. Stock Market ETF · $93.2B$16,370

ITOT

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 8.0% in common

ITOTMeasureSCHD

+8.8%Year to dateJan 1 → Nov 6+31.4%

+9.8%1 yearTotal return+37.0%

+21.6%3 years · per year$10,000 became $17,998 · $17,266+20.0%

+10.4%5 years · per year$10,000 became $16,370 · $16,267+10.2%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

1.05%Trailing 12-mo yield$105 · $300 a year on $10k3.00%

−8.9%Worst dropSmaller is better−6.9%

13.8%VolatilityLower is calmer11.7%

ITOTSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ITOT vs SCHD: Top 5 Holdings

Today

ITOT

24.7%in top 5

SCHD

in top 521.4%

ITOTStockSCHD

7.0%AAPLnot top 5

6.2%NVDAnot top 5

5.6%MSFTnot top 5

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

3.6%AMZNnot top 5

2.3%GOOGLnot top 5

Held in common8.0%

End-of-day Nov 6, 2026 · share of each fund

ITOT vs SCHD Returns, Every Period

iSharesITOT

+10.4%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

ITOTSCHDFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Income: ITOT vs SCHD

YTD

iSharesITOT

+8.8%

SCHDSchwab

+31.4%

+8.8%Year to date+31.4%

−8.9%Worst drop · 1Y−6.9%

13.8%Volatility · 1Y11.7%

1.0%Yield3.0%

$93.2BAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ITOT, SCHD, IVV

Today

0.03%lowest, ITOT

FundExpense ratioFee$10k

ITOT0.03%$3

IVV0.03%$3

SCHD0.06%$6

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ITOT, SCHD, IVV

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

IVV1.14%$114

ITOT1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

IVV$114 − $3 = $111

ITOT$105 − $3 = $102

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ITOT, SCHD, IVV

Today

89.0%most shared, ITOT and IVV

ITOTSCHDIVV

ITOT—8.0%89.0%

SCHD8.0%—8.7%

IVV89.0%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

IVVWorst drop−8.9%13.6% vol

ITOTWorst drop−8.9%13.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDITOT

+31.4%Year to date+8.8%

3.0%Yield1.0%

+37.0%Past year+9.8%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026