Compare · 3 funds side by side · dividends reinvested

IUSB, AFIF and VCIT

IUSBiShares×AFIFHorizon Funds×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,021AFIF · best of the three

02 / 04

IUSB, AFIF and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.20%+1.5%+2.5%+6.2%+3.7%−1.6%2.6%$682M1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IUSB 2014 · AFIF 2018 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $682M$12,021

AFIF

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

AFIFMeasureVCIT

+1.5%Year to dateJan 1 → Nov 5−0.6%

+2.5%1 yearTotal return+0.3%

+6.2%3 years · per year$10,000 became $11,974 · $12,368+7.3%

+3.7%5 years · per year$10,000 became $12,021 · $10,508+1.0%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

4.20%Trailing 12-mo yield$420 · $502 a year on $10k5.02%

−1.6%Worst dropSmaller is better−4.9%

2.6%VolatilityLower is calmer4.5%

AFIFVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3AFIF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs VCIT: Top 5 Holdings

Today

AFIF

4.3%in top 5

VCIT

in top 5[…]

AFIFStockVCIT

2.1%LMBSnot top 5

2.1%IGSBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

AFIF vs VCIT Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

AFIFVCITFaded: behind in that period

3–1AFIF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

AFIF vs VCIT

YTD

Horizon FundsAFIF

+1.5%

VCITVanguard

−0.6%

+1.5%Year to date−0.6%

−1.6%Worst drop · 1Y−4.9%

2.6%Volatility · 1Y4.5%

4.2%Yield5.0%

$682MAssets$66.6B

3–1AFIF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, AFIF, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

AFIF0.85%$85

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IUSB, AFIF, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

AFIF4.20%$420

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

AFIF$420 − $85 = $335

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IUSB, AFIF, VCIT

Today

[…]holdings […]

IUSBAFIFVCIT

IUSB—[…][…]

AFIF[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.5%AFIF, at 2.6% volatility

AFIFWorst drop−1.6%2.6% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITAFIF

−0.6%Year to date+1.5%

5.0%Yield4.2%

+0.3%Past year+2.5%

0.03%Fee0.85%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026