Compare · 3 funds side by side · dividends reinvested

IUSB, EMHC and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

IUSB, EMHC and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.1

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.30%−0.2%+1.0%+8.7%+1.4%−5.4%5.6%$320M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · EMHC 2021 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.4B$10,151

IUSB

EMHC

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320M$10,698

$10,000 five years ago, dividends reinvested

IUSBMeasureEMHC

+0.1%Year to dateJan 1 → Nov 9−0.2%

+0.5%1 yearTotal return+1.0%

+5.4%3 years · per year$10,000 became $11,705 · $12,832+8.7%

+0.3%5 years · per year$10,000 became $10,151 · $10,702+1.4%

0.06%Expense ratio$6 · $23 a year on $10k · lower is better0.23%

4.33%Trailing 12-mo yield$433 · $630 a year on $10k6.30%

−4.3%Worst dropSmaller is better−5.4%

3.9%VolatilityLower is calmer5.6%

IUSBEMHC Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs EMHC: Top 5 Holdings

Today

IUSB

[…]in top 5

EMHC

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IUSB vs EMHC Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

EMHCSPDR

+1.4%

5 years, per year

IUSBEMHCFaded: behind in that period

1–3EMHC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IUSB vs EMHC

YTD

iSharesIUSB

+0.1%

EMHCSPDR

−0.2%

+0.1%Year to date−0.2%

−4.3%Worst drop · 1Y−5.4%

3.9%Volatility · 1Y5.6%

4.3%Yield6.3%

$50.4BAssets$320M

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, EMHC, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

EMHC0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, EMHC, SGOV

6.30%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.30%$630

IUSB4.33%$433

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$607most kept, EMHC

EMHC$630 − $23 = $607

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, EMHC, SGOV

Today

[…]holdings […]

IUSBEMHCSGOV

IUSB—[…][…]

EMHC[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCSGOV

−0.2%Year to date+3.2%

6.3%Yield3.6%

+1.0%Past year+3.8%

0.23%Fee0.09%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026