Compare · 3 funds side by side · dividends reinvested

IUSB, EMHC and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,698EMHC · best of the three

02 / 04

IUSB, EMHC and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.31%−0.2%+0.9%+8.7%+1.4%−5.4%5.6%$320M1.9

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · EMHC 2021 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320M$10,698

EMHC

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

EMHCMeasureVCIT

−0.2%Year to dateJan 1 → Nov 9−0.7%

+0.9%1 yearTotal return+0.0%

+8.7%3 years · per year$10,000 became $12,827 · $12,129+6.6%

+1.4%5 years · per year$10,000 became $10,698 · $10,510+1.0%

0.23%Expense ratio$23 · $3 a year on $10k · lower is better0.03%

6.31%Trailing 12-mo yield$631 · $502 a year on $10k5.02%

−5.4%Worst dropSmaller is better−4.9%

5.6%VolatilityLower is calmer4.5%

EMHCVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3EMHC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMHC vs VCIT: Top 5 Holdings

Today

EMHC

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

EMHC vs VCIT Returns, Every Period

SPDREMHC

+1.4%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

EMHCVCITFaded: behind in that period

4–0EMHC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

EMHC vs VCIT

YTD

SPDREMHC

−0.2%

VCITVanguard

−0.7%

−0.2%Year to date−0.7%

−5.4%Worst drop · 1Y−4.9%

5.6%Volatility · 1Y4.5%

6.3%Yield5.0%

$320MAssets$66.6B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, EMHC, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

EMHC0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, EMHC, VCIT

6.31%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.31%$631

VCIT5.02%$502

IUSB4.33%$433

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$608most kept, EMHC

EMHC$631 − $23 = $608

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, EMHC, VCIT

Today

[…]holdings […]

IUSBEMHCVCIT

IUSB—[…][…]

EMHC[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.9%EMHC, at 5.6% volatility

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCIUSB

−0.2%Year to date+0.1%

6.3%Yield4.3%

+0.9%Past year+0.5%

0.23%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026