Compare · 3 funds side by side · dividends reinvested

IUSB, FEMB and VCIT

IUSBiShares×FEMBFirst Trust×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,953FEMB · best of the three

02 / 04

IUSB, FEMB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust Emerging Markets Local Currency Bond ETFBonds & Cash · International0.85%6.95%+0.9%+3.6%+8.0%+3.6%−7.6%8.7%$376M1.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · FEMB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

FEMB

First Trust Emerging Markets Local Currency Bond ETF · $376M$11,953

$10,000 five years ago, dividends reinvested

VCITMeasureFEMB

−0.7%Year to dateJan 1 → Nov 9+0.9%

+0.0%1 yearTotal return+3.6%

+6.6%3 years · per year$10,000 became $12,129 · $12,594+8.0%

+1.0%5 years · per year$10,000 became $10,510 · $11,953+3.6%

0.03%Expense ratio$3 · $85 a year on $10k · lower is better0.85%

5.02%Trailing 12-mo yield$502 · $695 a year on $10k6.95%

−4.9%Worst dropSmaller is better−7.6%

4.5%VolatilityLower is calmer8.7%

VCITFEMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5FEMB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs FEMB: Top 5 Holdings

Today

VCIT

[…]in top 5

FEMB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs FEMB Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

FEMBFirst Trust

+3.6%

5 years, per year

VCITFEMBFaded: behind in that period

0–4FEMB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs FEMB

YTD

VanguardVCIT

−0.7%

FEMBFirst Trust

+0.9%

−0.7%Year to date+0.9%

−4.9%Worst drop · 1Y−7.6%

4.5%Volatility · 1Y8.7%

5.0%Yield6.9%

$66.6BAssets$376M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, FEMB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

FEMB0.85%$85

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, FEMB, VCIT

6.95%highest, FEMB

FundTrailing yieldYield$10k

FEMB6.95%$695

VCIT5.02%$502

IUSB4.33%$433

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$610most kept, FEMB

FEMB$695 − $85 = $610

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, FEMB, VCIT

Today

[…]holdings […]

IUSBFEMBVCIT

IUSB—[…][…]

FEMB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.6%FEMB, at 8.7% volatility

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

FEMBWorst drop−7.6%8.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FEMBIUSB

+0.9%Year to date+0.1%

6.9%Yield4.3%

+3.6%Past year+0.5%

0.85%Fee0.06%

3–1FEMB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026