Compare · 4 funds side by side · dividends reinvested

IUSB, GSST, MUB and VCIT

IUSBiShares×GSSTGoldman Sachs×MUBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,231GSST · best of the four

02 / 04

IUSB, GSST, MUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Goldman Sachs Ultra Short Bond ETFBonds & Cash · Ultra-short0.20%4.18%+3.3%+4.0%+5.4%+4.1%−0.2%0.5%$1.8B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.5

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$55.0B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IUSB 2014 · GSST 2019 · MUB 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Goldman Sachs Ultra Short Bond ETF · $1.8B$12,231

GSST

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

GSSTMeasureIUSB

+3.3%Year to dateJan 1 → Nov 6+0.1%

+4.0%1 yearTotal return+0.8%

+5.4%3 years · per year$10,000 became $11,705 · $11,774+5.6%

+4.1%5 years · per year$10,000 became $12,231 · $10,138+0.3%

0.20%Expense ratio$20 · $6 a year on $10k · lower is better0.06%

4.18%Trailing 12-mo yield$418 · $434 a year on $10k4.34%

−0.2%Worst dropSmaller is better−4.3%

0.5%VolatilityLower is calmer3.9%

GSSTIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3GSST wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GSST vs IUSB: Top 5 Holdings

Today

GSST

1.4%in top 5

IUSB

in top 5[…]

GSSTStockIUSB

1.4%GILnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GSST vs IUSB Returns, Every Period

Goldman SachsGSST

+4.1%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

GSSTIUSBFaded: behind in that period

3–1GSST wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

GSST vs VCIT

YTD

Goldman SachsGSST

+3.3%

VCITVanguard

−0.8%

+3.3%Year to date−0.8%

−0.2%Worst drop · 1Y−4.9%

0.5%Volatility · 1Y4.5%

4.2%Yield5.0%

$1.8BAssets$66.6B

3–1GSST wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, GSST, MUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

GSST0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IUSB, GSST, MUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.34%$434

GSST4.18%$418

MUB3.27%$327

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

GSST$418 − $20 = $398

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IUSB, GSST, MUB, VCIT

Today

[…]holdings […]

IUSBGSSTMUBVCIT

IUSB—[…][…][…]

GSST[…]—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.0%GSST, at 0.5% volatility

GSSTWorst drop−0.2%0.5% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITGSST

−0.8%Year to date+3.3%

5.0%Yield4.2%

+0.4%Past year+4.0%

0.03%Fee0.20%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026