Compare · 4 funds side by side · dividends reinvested

IUSB, OBIL, VCIT and BND

IUSBiShares×OBILF/m×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,508VCIT · best of the four

02 / 04

IUSB, OBIL, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.1

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.4%+4.4%[…]−0.2%0.6%$337M2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IUSB 2014 · OBIL 2022 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

US Treasury 12 Month Bill ETF · $337M[…]

OBIL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

OBILMeasureVCIT

+2.7%Year to dateJan 1 → Nov 5−0.6%

+3.4%1 yearTotal return+0.3%

+4.4%3 years · per year$10,000 became $11,393 · $12,368+7.3%

[…]5 years · per year$10,000 became […] · $10,508+1.0%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $502 a year on $10k5.02%

−0.2%Worst dropSmaller is better−4.9%

0.6%VolatilityLower is calmer4.5%

OBILVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3OBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OBIL vs VCIT: Top 5 Holdings

Today

OBIL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OBIL vs VCIT Returns, Every Period

F/mOBIL

+3.4%

past year

VCITVanguard

+0.3%

past year

OBILVCITFaded: behind in that period

2–1OBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OBIL vs VCIT

YTD

F/mOBIL

+2.7%

VCITVanguard

−0.6%

+2.7%Year to date−0.6%

−0.2%Worst drop · 1Y−4.9%

0.6%Volatility · 1Y4.5%

3.7%Yield5.0%

$337MAssets$66.6B

3–1OBIL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, OBIL, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

IUSB0.06%$6

OBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IUSB, OBIL, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

BND4.12%$412

OBIL3.72%$372

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

OBIL$372 − $15 = $357

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IUSB, OBIL, VCIT, BND

Today

[…]holdings […]

IUSBOBILVCITBND

IUSB—[…][…][…]

OBIL[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.4%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOBIL

−0.6%Year to date+2.7%

5.0%Yield3.7%

+0.3%Past year+3.4%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026