Compare · 3 funds side by side · dividends reinvested

IUSB, SCHO and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,102SCHO · best of the three

02 / 04

IUSB, SCHO and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Short-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%3.81%+1.5%+2.2%+4.2%+2.1%−0.9%1.4%$15.6B1.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.4

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · SCHO 2010 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.4B$10,151

IUSB

SCHO

Schwab Short-Term U.S. Treasury ETF · $15.6B$11,102

$10,000 five years ago, dividends reinvested

IUSBMeasureSCHO

+0.1%Year to dateJan 1 → Nov 9+1.5%

+0.5%1 yearTotal return+2.2%

+5.4%3 years · per year$10,000 became $11,705 · $11,323+4.2%

+0.3%5 years · per year$10,000 became $10,151 · $11,102+2.1%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

4.33%Trailing 12-mo yield$433 · $381 a year on $10k3.81%

−4.3%Worst dropSmaller is better−0.9%

3.9%VolatilityLower is calmer1.4%

IUSBSCHO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SCHO: Top 5 Holdings

Today

IUSB

[…]in top 5

SCHO

in top 50.0%

IUSBStockSCHO

not top 5GVMXX0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IUSB vs SCHO Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

SCHOSchwab

+2.1%

5 years, per year

IUSBSCHOFaded: behind in that period

1–3SCHO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IUSB vs SCHO

YTD

iSharesIUSB

+0.1%

SCHOSchwab

+1.5%

+0.1%Year to date+1.5%

−4.3%Worst drop · 1Y−0.9%

3.9%Volatility · 1Y1.4%

4.3%Yield3.8%

$50.4BAssets$15.6B

3–1SCHO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SCHO, MUB

Today

0.03%lowest, SCHO

FundExpense ratioFee$10k

SCHO0.03%$3

MUB0.05%$5

IUSB0.06%$6

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, SCHO, MUB

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

SCHO3.81%$381

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

SCHO$381 − $3 = $378

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, SCHO, MUB

Today

[…]holdings […]

IUSBSCHOMUB

IUSB—[…][…]

SCHO[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.2%SCHO, at 1.4% volatility

SCHOWorst drop−0.9%1.4% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSCHO

+0.1%Year to date+1.5%

4.3%Yield3.8%

+0.5%Past year+2.2%

0.06%Fee0.03%

3–1SCHO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026