Compare · 4 funds side by side · dividends reinvested

IUSB, SCHQ, SGOV and MUB

IUSBiShares×SCHQSchwab×SGOViShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

IUSB, SCHQ, SGOV and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.5

Schwab Long-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.93%−2.0%−3.5%+3.2%−6.5%−11.4%8.8%$883M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · SCHQ 2019 · SGOV 2020 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.4B$10,151

IUSB

SCHQ

Schwab Long-Term U.S. Treasury ETF · $883M$7,155

$10,000 five years ago, dividends reinvested

IUSBMeasureSCHQ

+0.1%Year to dateJan 1 → Nov 9−2.0%

+0.5%1 yearTotal return−3.5%

+5.4%3 years · per year$10,000 became $11,705 · $10,979+3.2%

+0.3%5 years · per year$10,000 became $10,151 · $7,155−6.5%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

4.33%Trailing 12-mo yield$433 · $493 a year on $10k4.93%

−4.3%Worst dropSmaller is better−11.4%

3.9%VolatilityLower is calmer8.8%

IUSBSCHQ Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2IUSB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SCHQ: Top 5 Holdings

Today

IUSB

[…]in top 5

SCHQ

in top 50.0%

IUSBStockSCHQ

not top 5GVMXX0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IUSB vs SCHQ Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

SCHQSchwab

−6.5%

5 years, per year

IUSBSCHQFaded: behind in that period

4–0IUSB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IUSB vs SCHQ

YTD

iSharesIUSB

+0.1%

SCHQSchwab

−2.0%

+0.1%Year to date−2.0%

−4.3%Worst drop · 1Y−11.4%

3.9%Volatility · 1Y8.8%

4.3%Yield4.9%

$50.4BAssets$883M

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SCHQ, SGOV, MUB

Today

0.03%lowest, SCHQ

FundExpense ratioFee$10k

SCHQ0.03%$3

MUB0.05%$5

IUSB0.06%$6

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, SCHQ, SGOV, MUB

4.93%highest, SCHQ

FundTrailing yieldYield$10k

SCHQ4.93%$493

IUSB4.33%$433

SGOV3.63%$363

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$490most kept, SCHQ

SCHQ$493 − $3 = $490

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, SCHQ, SGOV, MUB

Today

[…]holdings […]

IUSBSCHQSGOVMUB

IUSB—[…][…][…]

SCHQ[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

SCHQWorst drop−11.4%8.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHQSGOV

−2.0%Year to date+3.2%

4.9%Yield3.6%

−3.5%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026