Compare · 3 funds side by side · dividends reinvested

IUSB, SHM and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

IUSB, SHM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%−0.0%+0.5%+5.9%+0.2%−4.3%3.9%$50.1B2.3

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: IUSB 2014 · SHM 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.1B$10,113

IUSB

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

IUSBMeasureSGOV

−0.0%Year to dateJan 1 → Nov 4+3.1%

+0.5%1 yearTotal return+3.7%

+5.9%3 years · per year$10,000 became $11,881 · $11,419+4.5%

+0.2%5 years · per year$10,000 became $10,113 · $12,086+3.9%

0.06%Expense ratio$6 · $9 a year on $10k · lower is better0.09%

4.34%Trailing 12-mo yield$434 · $363 a year on $10k3.63%

−4.3%Worst dropSmaller is better0.0%

3.9%VolatilityLower is calmer0.2%

IUSBSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SGOV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SGOV: Top 5 Holdings

Today

IUSB

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

IUSB vs SGOV Returns, Every Period

iSharesIUSB

+0.2%

5 years, per year

SGOViShares

+3.9%

5 years, per year

IUSBSGOVFaded: behind in that period

1–3SGOV wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

IUSB vs SGOV

YTD

iSharesIUSB

−0.0%

SGOViShares

+3.1%

−0.0%Year to date+3.1%

−4.3%Worst drop · 1Y+0.0%

3.9%Volatility · 1Y0.2%

4.3%Yield3.6%

$50.1BAssets$117B

3–1SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SHM, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: IUSB, SHM, SGOV

4.34%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.34%$434

SGOV3.63%$363

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: IUSB, SHM, SGOV

Today

[…]holdings […]

IUSBSHMSGOV

IUSB—[…][…]

SHM[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSGOV

−0.0%Year to date+3.1%

4.3%Yield3.6%

+0.5%Past year+3.7%

0.06%Fee0.09%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026