Compare · 3 funds side by side · dividends reinvested

IUSB, SJCP and VCIT

IUSBiShares×SJCPSanJac Alpha×VCITVanguard×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,322VCIT · best of the three

Story of the three · IncomeMost incomeVCIT · 5.09% · $509 a year on $10k

Story of the three · RiskSmallest drop

IUSB, SJCP and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Core Plus Bond ETFBonds & Cash · Core aggregate0.65%3.92%+0.2%+0.6%[…][…]−2.0%2.4%$7M1.7

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.39%−1.2%−1.1%+4.7%−0.0%−4.3%4.0%$50.3B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.09%−2.0%−1.6%+5.9%+0.6%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: IUSB 2014 · SJCP 2024 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

5Y

SanJac Alpha Core Plus Bond ETF · $7M[…]

SJCP

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,322

$10,000 five years ago, dividends reinvested

SJCPMeasure

More Ways to See the Pairs

SJCP vs VCIT: Top 5 Holdings

Today

SJCP

21.2%in top 5

VCIT

in top 5[…]

SJCPStockVCIT

11.0%RITM-PDnot top 5

3.3%PMTVnot top 5

2.9%DXnot top 5

2.0%PMT-PAnot top 5

2.0%XELLL

Cost, Income and Risk

Fees: IUSB, SJCP, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

SJCP0.65%$65

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: IUSB, SJCP, VCIT

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

VCIT

+0.2%Year to dateJan 1 → Nov 12−2.0%

+0.6%1 yearTotal return−1.6%

[…]3 years · per year$10,000 became […] · $11,887+5.9%

[…]5 years · per year$10,000 became […] · $10,322+0.6%

0.65%Expense ratio$65 · $3 a year on $10k · lower is better0.03%

3.92%Trailing 12-mo yield$392 · $509 a year on $10k5.09%

−2.0%Worst dropSmaller is better−4.9%

2.4%VolatilityLower is calmer4.5%

SJCPVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SJCP wins

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

not top 5

Held in common[…]

End-of-day Nov 12, 2026 · share of each fund

SJCP vs VCIT Returns, Every Period

1Y

SanJac AlphaSJCP

+0.6%

past year

VCITVanguard

−1.6%

past year

SJCPVCITFaded: behind in that period

2–0SJCP wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

SJCP vs VCIT

YTD

SanJac AlphaSJCP

+0.2%

VCITVanguard

−2.0%

+0.2%Year to date−2.0%

−2.0%Worst drop · 1Y−4.9%

2.4%Volatility · 1Y4.5%

3.9%Yield5.1%

$7.4MAssets$66.6B

3–1SJCP wins

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

1Y

5.09%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.09%$509

IUSB4.39%$439

SJCP3.92%$392

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$506most kept, VCIT

VCIT$509 − $3 = $506

IUSB$439 − $6 = $433

SJCP$392 − $65 = $327

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: IUSB, SJCP, VCIT

Today

[…]holdings […]

IUSBSJCPVCIT

IUSB—[…][…]

SJCP[…]—[…]

VCIT[…][…]—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+0.6%SJCP, at 2.4% volatility

SJCPWorst drop−2.0%2.4% vol

IUSBWorst drop−4.3%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSJCP

−2.0%Year to date+0.2%

5.1%Yield3.9%

−1.6%Past year+0.6%

0.03%Fee0.65%

2–2level

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$41.8BAssets$46.8B

1–1level

End-of-day Nov 12, 2026

+12.0%Year to date+11.9%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 12, 2026

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IUSB, SJCP and VCIT

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three