Compare · 4 funds side by side · dividends reinvested

IUSB, SPSB, SGOV and VCIT

IUSBiShares×SPSBSPDR×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,092SGOV · best of the four

02 / 04

IUSB, SPSB, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio Short Term Corporate Bond ETFBonds & Cash · Corporate0.04%4.38%+1.7%+2.5%+5.1%+2.9%−1.0%1.4%$11.1B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.36%−0.5%−0.2%+5.0%+0.1%−4.3%3.9%$50.5B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: IUSB 2014 · SPSB 2009 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio Short Term Corporate Bond ETF · $11.1B$11,548

SPSB

IUSB

iShares Core Universal USD Bond ETF · $50.5B$10,070

$10,000 five years ago, dividends reinvested

SPSBMeasureIUSB

+1.7%Year to dateJan 1 → Nov 10−0.5%

+2.5%1 yearTotal return−0.2%

+5.1%3 years · per year$10,000 became $11,593 · $11,560+5.0%

+2.9%5 years · per year$10,000 became $11,548 · $10,070+0.1%

0.04%Expense ratio$4 · $6 a year on $10k · lower is better0.06%

4.38%Trailing 12-mo yield$438 · $436 a year on $10k4.36%

−1.0%Worst dropSmaller is better−4.3%

1.4%VolatilityLower is calmer3.9%

SPSBIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0SPSB wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPSB vs IUSB: Top 5 Holdings

Today

SPSB

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

SPSB vs IUSB Returns, Every Period

SPDRSPSB

+2.9%

5 years, per year

IUSBiShares

+0.1%

5 years, per year

SPSBIUSBFaded: behind in that period

4–0SPSB wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

SPSB vs VCIT

YTD

SPDRSPSB

+1.7%

VCITVanguard

−1.4%

+1.7%Year to date−1.4%

−1.0%Worst drop · 1Y−4.9%

1.4%Volatility · 1Y4.5%

4.4%Yield5.1%

$11.1BAssets$66.6B

3–1SPSB wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SPSB, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPSB0.04%$4

IUSB0.06%$6

SGOV0.09%$9

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: IUSB, SPSB, SGOV, VCIT

5.05%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.05%$505

SPSB4.38%$438

IUSB4.36%$436

SGOV3.63%$363

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

SPSB$438 − $4 = $434

IUSB$436 − $6 = $430

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: IUSB, SPSB, SGOV, VCIT

Today

[…]holdings […]

IUSBSPSBSGOVVCIT

IUSB—[…][…][…]

SPSB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SPSBWorst drop−1.0%1.4% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−1.4%Year to date+3.2%

5.1%Yield3.6%

−0.6%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026