Compare · 3 funds side by side · dividends reinvested

IUSB, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749SPYM · best of the three

02 / 04

IUSB, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.5

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.36%−0.5%−0.1%+5.6%+0.2%−4.3%3.9%$50.1B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: IUSB 2014 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

SPYM

IUSB

iShares Core Universal USD Bond ETF · $50.1B$10,102

$10,000 five years ago, dividends reinvested

SPYMMeasureIUSB

+11.5%Year to dateJan 1 → Nov 3−0.5%

+11.9%1 yearTotal return−0.1%

+24.1%3 years · per year$10,000 became $19,092 · $11,788+5.6%

+12.2%5 years · per year$10,000 became $17,749 · $10,102+0.2%

0.02%Expense ratio$2 · $6 a year on $10k · lower is better0.06%

1.03%Trailing 12-mo yield$103 · $436 a year on $10k4.36%

−8.9%Worst dropSmaller is better−4.3%

12.7%VolatilityLower is calmer3.9%

SPYMIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPYM wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs IUSB: Top 5 Holdings

Today

SPYM

27.4%in top 5

IUSB

in top 5[…]

SPYMStockIUSB

7.8%NVDAnot top 5

7.7%AAPLnot top 5

5.9%MSFTnot top 5

3.6%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

SPYM vs IUSB Returns, Every Period

SPDRSPYM

+12.2%

5 years, per year

IUSBiShares

+0.2%

5 years, per year

SPYMIUSBFaded: behind in that period

4–0SPYM wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPYM vs IUSB

YTD

SPDRSPYM

+11.5%

IUSBiShares

−0.5%

+11.5%Year to date−0.5%

−8.9%Worst drop · 1Y−4.3%

12.7%Volatility · 1Y3.9%

1.0%Yield4.4%

$185BAssets$50.1B

3–1IUSB wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IUSB0.06%$6

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: IUSB, SPYM, SPY

4.36%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.36%$436

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$430most kept, IUSB

IUSB$436 − $6 = $430

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: IUSB, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

IUSBSPYMSPY

IUSB—[…][…]

SPYM[…]—99.9%

SPY[…]99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%SPYM, at 12.7% volatility

IUSBWorst drop−4.3%3.9% vol

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSPYM

−0.5%Year to date+11.5%

4.4%Yield1.0%

−0.1%Past year+11.9%

0.06%Fee0.02%

3–1SPYM wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026