Compare · 3 funds side by side · dividends reinvested

IUSB, SSFI and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

IUSB, SSFI and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B1.6

Day Hagan Smart Sector Fixed Income ETFBonds & Cash · Other bonds0.76%3.86%−0.8%−0.6%+4.2%−0.5%−4.8%4.0%$29M2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IUSB 2014 · SSFI 2021 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Day Hagan Smart Sector Fixed Income ETF · $29M$9,774

SSFI

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

$10,000 five years ago, dividends reinvested

SSFIMeasureSGOV

−0.8%Year to dateJan 1 → Nov 9+3.2%

−0.6%1 yearTotal return+3.8%

+4.2%3 years · per year$10,000 became $11,300 · $11,417+4.5%

−0.5%5 years · per year$10,000 became $9,774 · $12,091+3.9%

0.76%Expense ratio$76 · $9 a year on $10k · lower is better0.09%

3.86%Trailing 12-mo yield$386 · $363 a year on $10k3.63%

−4.8%Worst dropSmaller is better0.0%

4.0%VolatilityLower is calmer0.2%

SSFISGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SSFI vs SGOV: Top 5 Holdings

Today

SSFI

77.7%in top 5

SGOV

in top 5[…]

SSFIStockSGOV

32.8%SPTInot top 5

19.2%SPMBnot top 5

9.0%SPTLnot top 5

8.9%BNDXnot top 5

7.8%SPHYnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SSFI vs SGOV Returns, Every Period

Day HaganSSFI

−0.5%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SSFISGOVFaded: behind in that period

0–4SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SSFI vs IUSB

YTD

Day HaganSSFI

−0.8%

IUSBiShares

+0.1%

−0.8%Year to date+0.1%

−4.8%Worst drop · 1Y−4.3%

4.0%Volatility · 1Y3.9%

3.9%Yield4.3%

$29.1MAssets$50.4B

4–0IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SSFI, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

SSFI0.76%$76

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IUSB, SSFI, SGOV

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

SSFI3.86%$386

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

SSFI$386 − $76 = $310

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IUSB, SSFI, SGOV

Today

[…]holdings […]

IUSBSSFISGOV

IUSB—[…][…]

SSFI[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

SSFIWorst drop−4.8%4.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSGOV

+0.1%Year to date+3.2%

4.3%Yield3.6%

+0.5%Past year+3.8%

0.06%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026