Compare · 3 funds side by side · dividends reinvested

IVV, FNDF and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,872FNDF · best of the three

02 / 04

IVV, FNDF and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.03%+20.2%+27.8%+23.7%+13.5%−10.6%16.7%$25.6B1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · FNDF 2013 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.6B$18,872

FNDF

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.4% in common

FNDFMeasureSPY

+20.2%Year to dateJan 1 → Nov 9+11.2%

+27.8%1 yearTotal return+13.5%

+23.7%3 years · per year$10,000 became $18,931 · $18,118+21.9%

+13.5%5 years · per year$10,000 became $18,872 · $17,493+11.8%

0.25%Expense ratio$25 · $9 a year on $10k · lower is better0.09%

3.03%Trailing 12-mo yield$303 · $101 a year on $10k1.01%

−10.6%Worst dropSmaller is better−8.9%

16.7%VolatilityLower is calmer13.7%

FNDFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs SPY: Top 5 Holdings

Today

FNDF

9.3%in top 5

SPY

in top 527.8%

FNDFStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

2.9%SHEL.Lnot top 5

not top 5GOOGL2.6%

2.3%005930.Knot top 5

1.8%TTE.PAnot top 5

1.2%7203.Tnot top 5

1.1%ROP.SWnot top 5

Held in common0.4%

End-of-day Nov 9, 2026 · share of each fund

FNDF vs SPY Returns, Every Period

SchwabFNDF

+13.5%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

FNDFSPYFaded: behind in that period

4–0FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Core: FNDF vs IVV

YTD

SchwabFNDF

+20.2%

IVViShares

+11.3%

+20.2%Year to date+11.3%

−10.6%Worst drop · 1Y−8.9%

16.7%Volatility · 1Y13.8%

3.0%Yield1.1%

$25.6BAssets$875B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, FNDF, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

FNDF0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, FNDF, SPY

3.03%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.03%$303

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, FNDF, SPY

Today

99.9%most shared, IVV and SPY

IVVFNDFSPY

IVV—0.4%99.9%

FNDF0.4%—0.4%

SPY99.9%0.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.8%FNDF, at 16.7% volatility

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

FNDFWorst drop−10.6%16.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFIVV

+20.2%Year to date+11.3%

3.0%Yield1.1%

+27.8%Past year+13.6%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026