Compare · 4 funds side by side · dividends reinvested

IVV, NETL, VTI and XLF

IVViShares×NETLNETL×VTIVanguard×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

IVV, NETL, VTI and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.9

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · NETL 2019 · VTI 2001 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,871

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+7.2%Year to dateJan 1 → Nov 9+7.6%

+12.4%1 yearTotal return+8.6%

+22.2%3 years · per year$10,000 became $18,230 · $12,949+9.0%

+9.4%5 years · per year$10,000 became $15,690 · $9,871−0.3%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.42%Trailing 12-mo yield$142 · $514 a year on $10k5.14%

−14.8%Worst dropSmaller is better−16.7%

15.3%VolatilityLower is calmer15.0%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.8%in top 5

NETL

in top 542.6%

XLFStockNETL

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

not top 5ADC8.7%

not top 5VICI8.7%

not top 5O8.7%

not top 5WPC8.4%

not top 5NNN8.2%

6.6%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

NETLNETL

−0.3%

5 years, per year

XLFNETLFaded: behind in that period

3–1XLF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+7.2%

NETLNETL

+7.6%

+7.2%Year to date+7.6%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y15.0%

1.4%Yield5.1%

$53.4BAssets$47.8M

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, NETL, VTI, XLF

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VTI0.03%$3

XLF0.08%$8

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, NETL, VTI, XLF

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLF1.42%$142

IVV1.11%$111

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, NETL, VTI, XLF

Today

86.0%most shared, IVV and VTI

IVVNETLVTIXLF

IVV—0.1%86.0%12.6%

NETL0.1%—0.2%0.0%

VTI86.0%0.2%—10.1%

XLF12.6%0.0%10.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVTI

+7.6%Year to date+11.6%

5.1%Yield1.1%

+8.6%Past year+13.9%

0.60%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026