Compare · 3 funds side by side · dividends reinvested

IVV, SHM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

IVV, SHM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.0

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.5%+2.2%+3.3%+1.1%−2.7%1.8%$3.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · SHM 2007 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,578

SHM

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

SHMMeasureSPY

+1.5%Year to dateJan 1 → Nov 9+11.2%

+2.2%1 yearTotal return+13.5%

+3.3%3 years · per year$10,000 became $11,026 · $18,118+21.9%

+1.1%5 years · per year$10,000 became $10,577 · $17,493+11.8%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

2.70%Trailing 12-mo yield$270 · $101 a year on $10k1.01%

−2.7%Worst dropSmaller is better−8.9%

1.8%VolatilityLower is calmer13.7%

SHMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs SPY: Top 5 Holdings

Today

SHM

[…]in top 5

SPY

in top 527.8%

SHMStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SHM vs SPY Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

SHMSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SHM vs IVV

YTD

SPDRSHM

+1.5%

IVViShares

+8.7%

+1.5%Year to date+8.7%

−2.7%Worst drop · 1Y−8.9%

1.8%Volatility · 1Y13.6%

2.7%Yield1.1%

$3.5BAssets$853B

3–1SHM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, SHM, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, SHM, SPY

2.70%highest, SHM

FundTrailing yieldYield$10k

SHM2.70%$270

IVV1.14%$114

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$250most kept, SHM

SHM$270 − $20 = $250

IVV$114 − $3 = $111

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, SHM, SPY

Today

99.9%most shared, IVV and SPY

IVVSHMSPY

IVV—[…]99.9%

SHM[…]—[…]

SPY99.9%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

SHMWorst drop−2.7%1.8% vol

IVVWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SHMSPY

+1.5%Year to date+11.2%

2.7%Yield1.0%

+2.2%Past year+13.5%

0.20%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+8.7%

+11.3%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

1–0VOO wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026