Compare · 4 funds side by side · dividends reinvested

IVV, SHM, VCIT and SGOV

IVViShares×SHMSPDR×VCITVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177IVV · best of the four

02 / 04

IVV, SHM, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$850B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IVV 2000 · SHM 2007 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

SGOV

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

$10,000 five years ago, dividends reinvested

SGOVMeasureSHM

+3.2%Year to dateJan 1 → Nov 6+1.4%

+3.8%1 yearTotal return+2.0%

+4.5%3 years · per year$10,000 became $11,419 · $11,042+3.4%

+3.9%5 years · per year$10,000 became $12,090 · $10,564+1.1%

0.09%Expense ratio$9 · $20 a year on $10k · lower is better0.20%

3.63%Trailing 12-mo yield$363 · $270 a year on $10k2.70%

0.0%Worst dropSmaller is better−2.7%

0.2%VolatilityLower is calmer1.8%

SGOVSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs SHM: Top 5 Holdings

Today

SGOV

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SGOV vs SHM Returns, Every Period

iSharesSGOV

+3.9%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

SGOVSHMFaded: behind in that period

4–0SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SGOV vs VCIT

YTD

iSharesSGOV

+3.2%

VCITVanguard

−0.8%

+3.2%Year to date−0.8%

+0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.6%Yield5.0%

$117BAssets$66.6B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, SHM, VCIT, SGOV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VCIT0.03%$3

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IVV, SHM, VCIT, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SGOV3.63%$363

SHM2.70%$270

IVV1.14%$114

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

SHM$270 − $20 = $250

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IVV, SHM, VCIT, SGOV

Today

[…]holdings […]

IVVSHMVCITSGOV

IVV—[…][…][…]

SHM[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.8%IVV, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

VCITWorst drop−4.9%4.5% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIVV

−0.8%Year to date+8.7%

5.0%Yield1.1%

+0.4%Past year+9.8%

0.03%Fee0.03%

2–1IVV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026