Compare · 4 funds side by side · dividends reinvested

IVV, SUB, SGOV and SPY

IVViShares×SUBiShares×SGOViShares×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

IVV, SUB, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.6

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.3%+1.7%−1.9%1.4%$13.4B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · SUB 2008 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $875B$17,545

IVV

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,861

$10,000 five years ago, dividends reinvested

IVVMeasureSUB

+11.3%Year to dateJan 1 → Nov 9+1.6%

+13.6%1 yearTotal return+2.4%

+22.0%3 years · per year$10,000 became $18,159 · $11,021+3.3%

+11.9%5 years · per year$10,000 became $17,545 · $10,861+1.7%

0.03%Expense ratio$3 · $7 a year on $10k · lower is better0.07%

1.11%Trailing 12-mo yield$111 · $257 a year on $10k2.57%

−8.9%Worst dropSmaller is better−1.9%

13.8%VolatilityLower is calmer1.4%

IVVSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs SUB: Top 5 Holdings

Today

IVV

27.8%in top 5

SUB

in top 5[…]

IVVStockSUB

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IVV vs SUB Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

SUBiShares

+1.7%

5 years, per year

IVVSUBFaded: behind in that period

4–0IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: IVV vs SGOV

YTD

iSharesIVV

+11.3%

SGOViShares

+3.2%

+11.3%Year to date+3.2%

−8.9%Worst drop · 1Y+0.0%

13.8%Volatility · 1Y0.2%

1.1%Yield3.6%

$875BAssets$116B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, SUB, SGOV, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SUB0.07%$7

SGOV0.09%$9

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, SUB, SGOV, SPY

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SUB2.57%$257

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, SUB, SGOV, SPY

Today

99.9%most shared, IVV and SPY

IVVSUBSGOVSPY

IVV—[…][…]99.9%

SUB[…]—[…][…]

SGOV[…][…]—[…]

SPY99.9%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVIVV

+3.2%Year to date+11.3%

3.6%Yield1.1%

+3.8%Past year+13.6%

0.09%Fee0.03%

3–1IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026