Compare · 3 funds side by side · dividends reinvested

IVV, VTI and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,545IVV · best of the three

02 / 04

IVV, VTI and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · VTI 2001 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $875B$17,545

IVV

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 86.0% in common

IVVMeasureVTI

+11.3%Year to dateJan 1 → Nov 9+11.6%

+13.6%1 yearTotal return+13.9%

+22.0%3 years · per year$10,000 became $18,159 · $18,090+21.8%

+11.9%5 years · per year$10,000 became $17,545 · $16,697+10.8%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.11%Trailing 12-mo yield$111 · $106 a year on $10k1.06%

−8.9%Worst dropSmaller is better−8.9%

13.8%VolatilityLower is calmer13.9%

IVVVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs VTI: Top 5 Holdings

Today

IVV

27.8%in top 5

VTI

in top 525.0%

IVVStockVTI

7.9%AAPL6.6%

7.1%NVDA7.1%

6.2%MSFT5.2%

4.0%AMZN3.3%

2.6%GOOGL2.8%

Held in common86.0%

End-of-day Nov 9, 2026 · share of each fund

IVV vs VTI Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

IVVVTIFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: IVV vs XLF

YTD

iSharesIVV

+11.3%

XLFSPDR

+7.2%

+11.3%Year to date+7.2%

−8.9%Worst drop · 1Y−14.8%

13.8%Volatility · 1Y15.3%

1.1%Yield1.4%

$875BAssets$53.4B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, VTI, XLF

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VTI0.03%$3

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, VTI, XLF

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

IVV1.11%$111

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, VTI, XLF

Today

86.0%most shared, IVV and VTI

IVVVTIXLF

IVV—86.0%12.6%

VTI86.0%—10.1%

XLF12.6%10.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVTI

+7.2%Year to date+11.6%

1.4%Yield1.1%

+12.4%Past year+13.9%

0.08%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026