Compare · 3 funds side by side · dividends reinvested

IVV, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,118IVV · best of the three

02 / 04

IVV, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B1.5

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: IVV 2000 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $887B$18,118

IVV

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 12.3% in common

IVVMeasureXLF

+13.4%Year to dateJan 1 → Nov 4+9.4%

+13.5%1 yearTotal return+15.3%

+24.2%3 years · per year$10,000 became $19,178 · $19,384+24.7%

+12.6%5 years · per year$10,000 became $18,118 · $16,157+10.1%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.09%Trailing 12-mo yield$109 · $140 a year on $10k1.40%

−8.9%Worst dropSmaller is better−14.8%

12.9%VolatilityLower is calmer15.0%

IVVXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3IVV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs XLF: Top 5 Holdings

Today

IVV

27.3%in top 5

XLF

in top 543.4%

IVVStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

7.7%NVDAnot top 5

7.4%AAPLnot top 5

not top 5MA6.5%

5.9%MSFTnot top 5

not top 5BAC4.0%

3.8%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common12.3%

End-of-day Nov 4, 2026 · share of each fund

IVV vs XLF Returns, Every Period

iSharesIVV

+12.6%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

IVVXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Sector: IVV vs XLF

YTD

iSharesIVV

+13.4%

XLFSPDR

+9.4%

+13.4%Year to date+9.4%

−8.9%Worst drop · 1Y−14.8%

12.9%Volatility · 1Y15.0%

1.1%Yield1.4%

$887BAssets$53.8B

3–1IVV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, XLF, VOO

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VOO0.03%$3

XLF0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: IVV, XLF, VOO

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

IVV1.09%$109

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, XLF

XLF$140 − $8 = $132

IVV$109 − $3 = $106

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: IVV, XLF, VOO

Today

94.5%most shared, IVV and VOO

IVVXLFVOO

IVV—12.3%94.5%

XLF12.3%—11.3%

VOO94.5%11.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.3%XLF, at 15.0% volatility

VOOWorst drop−8.9%12.8% vol

IVVWorst drop−8.9%12.9% vol

XLFWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFIVV

+9.4%Year to date+13.4%

1.4%Yield1.1%

+15.3%Past year+13.5%

0.08%Fee0.03%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026