Compare · 3 funds side by side · dividends reinvested

IVV, XLF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,568XLE · best of the three

02 / 04

IVV, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$850B1.9

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$42.0B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: IVV 2000 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $850B$17,177

IVV

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 12.8% in common

IVVMeasureXLF

+8.7%Year to dateJan 1 → Nov 6+5.7%

+9.8%1 yearTotal return+10.4%

+21.8%3 years · per year$10,000 became $18,084 · $18,391+22.5%

+11.4%5 years · per year$10,000 became $17,177 · $15,474+9.1%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.14%Trailing 12-mo yield$114 · $144 a year on $10k1.44%

−8.9%Worst dropSmaller is better−14.8%

13.6%VolatilityLower is calmer15.3%

IVVXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3IVV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs XLF: Top 5 Holdings

Today

IVV

27.8%in top 5

XLF

in top 543.7%

IVVStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V8.9%

7.9%AAPLnot top 5

6.9%NVDAnot top 5

not top 5MA6.5%

6.3%MSFTnot top 5

4.0%AMZNnot top 5

not top 5BAC4.0%

2.6%GOOGLnot top 5

Held in common12.8%

End-of-day Nov 6, 2026 · share of each fund

IVV vs XLF Returns, Every Period

iSharesIVV

+11.4%

5 years, per year

XLFSPDR

+9.1%

5 years, per year

IVVXLFFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Sector: IVV vs XLE

YTD

iSharesIVV

+8.7%

XLESPDR

+40.6%

+8.7%Year to date+40.6%

−8.9%Worst drop · 1Y−15.0%

13.6%Volatility · 1Y23.3%

1.1%Yield2.5%

$850BAssets$42.0B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, XLF, XLE

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

XLF0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: IVV, XLF, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XLF1.44%$144

IVV1.14%$114

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

XLF$144 − $8 = $136

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: IVV, XLF, XLE

Today

12.8%most shared, IVV and XLF

IVVXLFXLE

IVV—12.8%3.5%

XLF12.8%—0.0%

XLE3.5%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.0%XLE, at 23.3% volatility

IVVWorst drop−8.9%13.6% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEIVV

+40.6%Year to date+8.7%

2.5%Yield1.1%

+45.0%Past year+9.8%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$42.0BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026